Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Earnings & efficiency · Versioned metric research

LOANS & LEASES, NET UNEARNED INCOME

LOANS & LEASES, NET UNEARNED INCOME, reported directly on FFIEC Call Report schedule RC in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RC:RCONB528)

Source schedule: RC

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported loans & leases, net unearned income values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

LOANS & LEASES, NET UNEARNED INCOME — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3114,285,544.5 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

LOANS & LEASES, NET UNEARNED INCOME across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations14,285,544.5 median9,766,220–21,979,091 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311047,906,512.69,766,22014,285,544.521,979,09132,618,442.2

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311047,906,512.69,766,22014,285,544.521,979,09132,618,442.2

Institution drilldown

Highest reported values

  1. #1FIRST HORIZON BANK64,383,498
  2. #2ZIONS BCORP N A61,233,375
  3. #3WESTERN ALLIANCE BANK59,141,787
  4. #4WEBSTER BANK NATIONAL ASSN57,248,542
  5. #5SOUTHSTATE BANK NA49,496,783
  6. #6COLUMBIA BANK47,697,430
  7. #7CIBC BANK USA41,183,131
  8. #8EVERBANK NATIONAL ASSN37,396,118
  9. #9FIRST NB OF PENNSYLVANIA35,064,035
  10. #10MIDFIRST BANK33,605,040

Institution drilldown

Lowest reported values

  1. #95STELLAR BANK7,587,952
  2. #96STIFEL BANK7,552,393
  3. #97WASHINGTON TRUST BANK7,298,933
  4. #98BANCFIRST7,145,865
  5. #99AMARILLO NATIONAL BANK7,046,673
  6. #100FARMERS&MERCHANTS BK LONG BE6,328,969
  7. #101FIRST FOUNDATION BANK6,228,776
  8. #102LENDINGCLUB BANK NA4,937,930
  9. #103BEAL BANK USA4,170,034
  10. #104AMERIPRISE BANK FSB2,290,128

Institution discovery

Search verified rankings by quarter

104 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1FIRST HORIZON BANK497764,383,498P100
#2ZIONS BCORP N A227061,233,375P99
#3WESTERN ALLIANCE BANK5751259,141,787P98
#4WEBSTER BANK NATIONAL ASSN1822157,248,542P97
#5SOUTHSTATE BANK NA3355549,496,783P96
#6COLUMBIA BANK1726647,697,430P95
#7CIBC BANK USA3330641,183,131P94
#8EVERBANK NATIONAL ASSN3477537,396,118P93
#9FIRST NB OF PENNSYLVANIA788835,064,035P92
#10MIDFIRST BANK406333,605,040P91
#11BANK OZK11032,969,990P90
#12ASSOCIATED BANK NA529631,798,164P89
#13BARCLAYS BANK DELAWARE5720328,108,000P88
#14ATLANTIC UNION BANK3458927,946,424P87
#15BOKF NATIONAL ASSN421426,146,625P86
#16PROSPERITY BANK1683525,266,060P85
#17TEXAS CAPITAL BANK3438325,179,662P84
#18UNITED BANK2285824,863,138P83
#19BANC OF CALIFORNIA2404524,780,347P83
#20FIRST NATIONAL BANK OF OMAHA545224,564,965P82
#21AXOS BANK3554624,302,010P81
#22FULTON BANK NATIONAL ASSN755124,266,176P80
#23BANKUNITED NATIONAL ASSN5897924,134,929P79
#24HANCOCK WHITNEY BANK1244123,991,840P78
#25EASTERN BANK3277322,924,194P77
#26FROST BANK551022,432,424P76
#27AMERIS BANK2050421,827,980P75
#28SALLIE MAE BANK5817721,339,004P74
#29GLACIER BANK3078821,033,663P73
#30COMMERCE BANK2499820,461,064P72
#31CITY NB OF FLORIDA2023420,354,355P71
#32WAFD BANK2808820,172,833P70
#33ARVEST BANK872819,703,915P69
#34PROVIDENT BANK1201019,647,701P68
#35UNITED COMMUNITY BANK1688919,601,641P67
#36WESBANCO BANK INC80319,084,799P66
#37RENASANT BANK1243718,975,248P65
#38ROCKLAND TRUST CO971218,425,478P64
#39TRISTATE CAPITAL BANK5845718,389,913P63
#40SIMMONS BANK389017,932,884P62
#41BEACON BANK&TRUST1779817,924,156P61
#42CUSTOMERS BANK3444417,371,264P60
#43THIRD FS&LA OF CLEVELAND3001215,817,240P59
#44SOFI BANK NATIONAL ASSN2688115,721,411P58
#45DEUTSCHE BANK TR CO AMERICAS62315,708,000P57
#46FIRSTBANK1871415,482,531P56
#47CENTENNIAL BANK1124115,348,631P55
#48FIRST MERCHANTS BANK436515,261,889P54
#49TOWNEBANK3509515,261,161P53
#50FIRST INTERSTATE BANK110514,728,408P52

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.