How is Return on equity calculated?

ROE. Null policy: abstain if missing.

What source schedule does Return on equity come from?

Not derivable from this formula alone; see the definition version history on this page.

How many banks reported Return on equity for 2026-06-30?

1053 banks reported a verified value for 2026-06-30. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Earnings & efficiency · Versioned metric research

Return on equity

Return on equity, derived from ROE. Open official FFIEC instructions ↗

v1 definition2 quarters1053 current observationsPERCENT unit

Calculation contract

`ROE`

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2016-01-01 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1053 banks' reported return on equity values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Return on equity — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2026-03-31	11.68 reported unit	No marker	None
2026-06-30	11.91 reported unit	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Return on equity across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,053 observations11.91 median8.88–15.21 interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,053	5.66	8.88	11.91	15.21	19.88
2026-03-31	1,051	5.03	8.32	11.68	14.86	19.15

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1053	5.66	8.88	11.91	15.21	19.88
2026-03-31	1051	5.03	8.32	11.68	14.86	19.15

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

#1044INTERCREDIT BANK NA-5.49
#1045RIVERVIEW BANK-6.56
#1046BANC OF CALIFORNIA-7.92
#1047BLUE FOUNDRY BANK-9.78
#1048LINCOLN SAVINGS BANK-11.04
#1049COASTAL COMMUNITY BANK-11.91
#1050SOUTHPOINT BANK-22.09
#1051ADIRONDACK BANK-29.99
#1052SMBC MANUBANK-32.51
#1053BAYFIRST NATIONAL BANK-79.98

Institution discovery

Search verified rankings by quarter

1,053 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	CREDIT ONE BANK NA	25620	90.76	P100
#2	COLUMN NATIONAL ASSN	58224	73.35	P100
#3	SQUARE FINL SERVICES INC	59177	59.97	P100
#4	CRESCENT BANK	33492	59.15	P100
#5	BRANNEN BANK	5676	57.25	P100
#6	WEX BANK	34697	51.92	P100
#7	AMERIPRISE BANK FSB	58303	50.95	P99
#8	NEWTEK BANK NATIONAL ASSN	18734	50.51	P99
#9	ANCHORAGE DIGITAL BANK NA	59276	42.79	P99
#10	AMERICAN EXPRESS NB	27471	41.56	P99
#11	BESSEMER TRUST CO NA	21868	38.18	P99
#12	CAPITAL COMMUNITY BANK	33823	38.07	P99
#13	BEAL BANK USA	57833	37.98	P99
#14	SUTTON BANK	5962	37.73	P99
#15	CARTER BANK&TRUST	58596	37.13	P99
#16	COMENITY BANK	27499	36.37	P99
#17	CITIZENS BANK&TRUST	5673	36.22	P98
#18	FIRST NB OF AMERICA	17438	34.72	P98
#19	PRIME ALLIANCE BANK	57920	33.32	P98
#20	COMPUTERSHARE TRUST CO NA	34629	33.09	P98
#21	PRINCIPAL BANK	34507	33.04	P98
#22	BANK OF STOCKTON	1536	32.23	P98
#23	NORTH AMERICAN BANKING CO	34836	32	P98
#24	BCORP BANK NATIONAL ASSN	35444	31.84	P98
#25	FIRST BANK OF BERNE	9288	31.19	P98
#26	BESSEMER TRUST CO	20015	30.5	P98
#27	JONESBORO STATE BANK	9325	30.28	P98
#28	GREEN DOT BK DBA BONNEVILLE	22653	29.74	P97
#29	FM BANK&TRUST	1027	29.32	P97
#30	U S BANK TRUST CO NA	34588	28.46	P97
#31	FIRST AMERICAN BANK	2240	28.44	P97
#32	WEBBANK	34404	28.37	P97
#33	STATE BANK OF TEXAS	27074	27.93	P97
#34	STRIDE BANK NATIONAL ASSN	4091	27.72	P97
#35	SALLIE MAE BANK	58177	27.51	P97
#36	CHARLES SCHWAB TRUST BANK	59108	27.48	P97
#37	INTERBANK	27210	27.32	P97
#38	STIFEL BANK&TRUST	57311	27.27	P96
#39	COREFIRST BANK&TRUST	18100	26.42	P96
#40	BENNINGTON STATE BANK	16402	25.65	P96
#41	PIONEER BANK	27872	25.14	P96
#42	FIRST COMMAND BANK	34415	25.13	P96
#43	CITIZENS NB OF BLUFFTON	6531	24.82	P96
#44	ONE BANK OF TENNESSEE	8432	24.78	P96
#45	NODAWAY VALLEY BANK	8904	24.53	P96
#46	PEOPLESSOUTH BANK	21292	24.34	P96
#47	CNB BANK	2241	24.25	P96
#48	WOODFOREST NATIONAL BANK	23220	24.22	P96
#49	SOLERA NATIONAL BANK	58534	23.94	P95
#50	BLACKROCK INSTL TR CO NA	32961	23.92	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.