What source schedule does Noninterest Income as a percent of Average Assets come from?

Not derivable from this formula alone; see the definition version history on this page.

Earnings & efficiency · Versioned metric research

Noninterest Income as a percent of Average Assets

Official FFIEC UBPR field UBPRE004 ("Noninterest Income as a percent of Average Assets"), ingested directly from the "Summary Ratios" report page without individual editorial curation — label and scope are FFIEC's own, not this site's wording. Not reviewed against the PDF UBPR User's Guide the way the hand-curated ROA/ROE/NIM/efficiency-ratio metrics were (see docs/UBPR-INGESTION-SCOPE.md). Open official FFIEC instructions ↗

v1 definition14 quarters1068 current observationsRATIO unit

Calculation contract

`official_ubpr_direct_ingestion_raw`

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2026-01-01 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1068 banks' reported noninterest income as a percent of average assets values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Noninterest Income as a percent of Average Assets — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2023-03-31	0.57 percent	No marker	None
2023-06-30	0.58 percent	No marker	None
2023-09-30	0.59 percent	No marker	None
2023-12-31	0.59 percent	No marker	None
2024-03-31	0.58 percent	No marker	None
2024-06-30	0.6 percent	No marker	None
2024-09-30	0.61 percent	No marker	None
2024-12-31	0.61 percent	No marker	None
2025-03-31	0.57 percent	No marker	None
2025-06-30	0.59 percent	No marker	None
2025-09-30	0.6 percent	No marker	None
2025-12-31	0.61 percent	No marker	None
2026-03-31	0.59 percent	No marker	None
2026-06-30	0.61 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Noninterest Income as a percent of Average Assets across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,068 observations0.61% median0.36%–0.93% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,068	0.21%	0.36%	0.61%	0.93%	1.65%
2026-03-31	1,070	0.20%	0.36%	0.59%	0.92%	1.60%
2025-12-31	1,072	0.21%	0.37%	0.61%	0.93%	1.69%
2025-09-30	1,073	0.21%	0.36%	0.60%	0.94%	1.68%
2025-06-30	1,075	0.21%	0.36%	0.59%	0.90%	1.62%
2025-03-31	1,077	0.19%	0.34%	0.57%	0.87%	1.62%
2024-12-31	1,079	0.21%	0.36%	0.61%	0.94%	1.65%
2024-09-30	1,079	0.20%	0.37%	0.61%	0.92%	1.65%
2024-06-30	1,080	0.20%	0.35%	0.60%	0.90%	1.64%
2024-03-31	1,081	0.19%	0.34%	0.58%	0.90%	1.61%
2023-12-31	1,081	0.20%	0.36%	0.59%	0.91%	1.61%
2023-09-30	1,082	0.20%	0.36%	0.59%	0.90%	1.65%
2023-06-30	1,082	0.21%	0.36%	0.58%	0.91%	1.62%
2023-03-31	1,084	0.18%	0.35%	0.57%	0.86%	1.53%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1068	0.21%	0.36%	0.61%	0.93%	1.65%
2026-03-31	1070	0.20%	0.36%	0.59%	0.92%	1.60%
2025-12-31	1072	0.21%	0.37%	0.61%	0.93%	1.69%
2025-09-30	1073	0.21%	0.36%	0.60%	0.94%	1.68%
2025-06-30	1075	0.21%	0.36%	0.59%	0.90%	1.62%
2025-03-31	1077	0.19%	0.34%	0.57%	0.87%	1.62%
2024-12-31	1079	0.21%	0.36%	0.61%	0.94%	1.65%
2024-09-30	1079	0.20%	0.37%	0.61%	0.92%	1.65%
2024-06-30	1080	0.20%	0.35%	0.60%	0.90%	1.64%
2024-03-31	1081	0.19%	0.34%	0.58%	0.90%	1.61%
2023-12-31	1081	0.20%	0.36%	0.59%	0.91%	1.61%
2023-09-30	1082	0.20%	0.36%	0.59%	0.90%	1.65%
2023-06-30	1082	0.21%	0.36%	0.58%	0.91%	1.62%
2023-03-31	1084	0.18%	0.35%	0.57%	0.86%	1.53%

Institution drilldown

Highest reported values

#1NATIONWIDE TRUST CO FSB135.83%
#2COMPUTERSHARE TRUST CO NA83.45%
#3CREDIT ONE BANK NA72.50%
#4WILMINGTON TRUST NA55.31%
#5BLACKROCK INSTL TR CO NA48.50%
#6CENLAR FSB47.06%
#7U S BANK TRUST CO NA44.48%
#8SQUARE FINL SERVICES INC34.26%
#9BANK OF NY MELLON TR CO NA33.33%
#10GREEN DOT BK DBA BONNEVILLE28.41%

Institution drilldown

Lowest reported values

#1059MASPETH FS&LA0.00%
#1059CHARLES SCHWAB PREMIER BK SS0.00%
#1059GREENE CNTY COMMERCIAL BANK0.00%
#1062INSBANK-0.01%
#1063WELLS FARGO NB WEST-0.03%
#1064COLORADO FSB-0.21%
#1065TD BANK USA NATIONAL ASSN-0.58%
#1066COLONIAL SAVINGS FA-0.75%
#1067BAYFIRST NATIONAL BANK-1.00%
#1068CRESCENT BANK-5.54%

Institution discovery

Search verified rankings by quarter

1,068 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	NATIONWIDE TRUST CO FSB	34710	135.83%	P100
#2	COMPUTERSHARE TRUST CO NA	34629	83.45%	P100
#3	CREDIT ONE BANK NA	25620	72.50%	P100
#4	WILMINGTON TRUST NA	34069	55.31%	P100
#5	BLACKROCK INSTL TR CO NA	32961	48.50%	P100
#6	CENLAR FSB	30996	47.06%	P100
#7	U S BANK TRUST CO NA	34588	44.48%	P99
#8	SQUARE FINL SERVICES INC	59177	34.26%	P99
#9	BANK OF NY MELLON TR CO NA	23472	33.33%	P99
#10	GREEN DOT BK DBA BONNEVILLE	22653	28.41%	P99
#11	BESSEMER TRUST CO NA	21868	19.52%	P99
#12	FEDERAL SAVINGS BANK	35518	15.01%	P99
#13	AMERICAN EXPRESS NB	27471	14.78%	P99
#14	BANK OF JACKSON HOLE TRUST	23826	14.66%	P99
#15	MIZUHO BANK USA	21843	12.75%	P99
#16	DEPOSITORY TRUST CO	90544	11.14%	P99
#17	LEAD BANK	8283	11.09%	P99
#18	CORNERSTONE CAPITAL BANK SSB	1213	8.88%	P98
#19	NEWTEK BANK NATIONAL ASSN	18734	8.87%	P98
#20	BESSEMER TRUST CO	20015	8.25%	P98
#21	COLUMN NATIONAL ASSN	58224	7.57%	P98
#22	FIRST NATIONAL BANK TEXAS	3285	7.36%	P98
#23	NBKC BANK	35014	7.08%	P98
#24	UNIVERSITY BANK	14587	6.74%	P98
#25	COASTAL COMMUNITY BANK	34403	6.14%	P98
#26	SERVBANK NATIONAL ASSN	55130	5.84%	P98
#27	PLAINS COMMERCE BANK	1678	5.83%	P98
#28	WEX BANK	34697	5.72%	P97
#29	PATHWARD NATIONAL ASSN	30776	5.67%	P97
#30	ANCHORAGE DIGITAL BANK NA	59276	5.35%	P97
#31	EVOLVE BANK&TRUST	1299	4.85%	P97
#32	WOODFOREST NATIONAL BANK	23220	4.72%	P97
#33	TEXAS EXCHANGE BANK	20099	4.49%	P97
#34	WEBBANK	34404	4.30%	P97
#34	GATEWAY FIRST BANK	15118	4.30%	P97
#36	TOYOTA FINANCIAL SB	57542	4.11%	P97
#37	WATERSTONE BANK SSB	28513	3.96%	P97
#38	DART BANK	5033	3.90%	P97
#39	NORTHERN TRUST CO	913	3.69%	P96
#40	1ST FINANCIAL BANK USA	1673	3.63%	P96
#41	BARCLAYS BANK DELAWARE	57203	3.54%	P96
#42	PRESIDENTIAL BANK FSB	32363	3.47%	P96
#43	ARMED FORCES BANK NA	4666	3.38%	P96
#44	FIRST COMMAND BANK	34415	3.27%	P96
#44	TOWNEBANK	35095	3.27%	P96
#46	BANK OF NEW YORK MELLON	639	3.24%	P96
#47	STATE STREET BANK&TRUST CO	14	3.17%	P96
#48	FIRST ARKANSAS BANK&TRUST	16849	3.12%	P96
#49	FIRST NATIONAL BANK	14712	3.07%	P96
#50	BCORP BANK NATIONAL ASSN	35444	3.03%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.