Earnings & efficiency · Versioned metric research
Pre Provision Net Revenue YTD % of Average Assets (TE)
Official FFIEC UBPR field UBPRPG69 ("Pre Provision Net Revenue YTD % of Average Assets (TE)"), ingested directly from the "Summary Ratios" report page without individual editorial curation — label and scope are FFIEC's own, not this site's wording. Not reviewed against the PDF UBPR User's Guide the way the hand-curated ROA/ROE/NIM/efficiency-ratio metrics were (see docs/UBPR-INGESTION-SCOPE.md). Open official FFIEC instructions ↗
Calculation contract
official_ubpr_direct_ingestion_raw
Source schedule: Not derivable from this formula
Null policy: abstain if missing
Effective: 2026-01-01 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 1068 banks' reported pre provision net revenue ytd % of average assets (te) values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
Pre Provision Net Revenue YTD % of Average Assets (TE) — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2023-03-31 | 1.49 percent | No marker | None |
| 2023-06-30 | 1.45 percent | No marker | None |
| 2023-09-30 | 1.41 percent | No marker | None |
| 2023-12-31 | 1.38 percent | No marker | None |
| 2024-03-31 | 1.26 percent | No marker | None |
| 2024-06-30 | 1.3 percent | No marker | None |
| 2024-09-30 | 1.33 percent | No marker | None |
| 2024-12-31 | 1.35 percent | No marker | None |
| 2025-03-31 | 1.43 percent | No marker | None |
| 2025-06-30 | 1.51 percent | No marker | None |
| 2025-09-30 | 1.56 percent | No marker | None |
| 2025-12-31 | 1.61 percent | No marker | None |
| 2026-03-31 | 1.67 percent | No marker | None |
| 2026-06-30 | 1.73 percent | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
Pre Provision Net Revenue YTD % of Average Assets (TE) across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-06-30 | 1,068 | 0.89% | 1.31% | 1.73% | 2.12% | 2.69% |
| 2026-03-31 | 1,070 | 0.79% | 1.25% | 1.67% | 2.06% | 2.62% |
| 2025-12-31 | 1,072 | 0.76% | 1.20% | 1.61% | 2.03% | 2.57% |
| 2025-09-30 | 1,073 | 0.71% | 1.17% | 1.56% | 2.03% | 2.59% |
| 2025-06-30 | 1,075 | 0.66% | 1.13% | 1.51% | 1.96% | 2.55% |
| 2025-03-31 | 1,077 | 0.56% | 1.02% | 1.43% | 1.88% | 2.52% |
| 2024-12-31 | 1,079 | 0.48% | 0.95% | 1.35% | 1.88% | 2.58% |
| 2024-09-30 | 1,079 | 0.47% | 0.92% | 1.33% | 1.87% | 2.53% |
| 2024-06-30 | 1,080 | 0.45% | 0.88% | 1.30% | 1.83% | 2.53% |
| 2024-03-31 | 1,081 | 0.44% | 0.83% | 1.26% | 1.78% | 2.53% |
| 2023-12-31 | 1,081 | 0.56% | 0.96% | 1.38% | 1.91% | 2.70% |
| 2023-09-30 | 1,082 | 0.59% | 1.01% | 1.41% | 1.95% | 2.73% |
| 2023-06-30 | 1,082 | 0.60% | 1.04% | 1.45% | 1.99% | 2.75% |
| 2023-03-31 | 1,084 | 0.65% | 1.06% | 1.49% | 2.03% | 2.74% |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-06-30 | 1068 | 0.89% | 1.31% | 1.73% | 2.12% | 2.69% |
| 2026-03-31 | 1070 | 0.79% | 1.25% | 1.67% | 2.06% | 2.62% |
| 2025-12-31 | 1072 | 0.76% | 1.20% | 1.61% | 2.03% | 2.57% |
| 2025-09-30 | 1073 | 0.71% | 1.17% | 1.56% | 2.03% | 2.59% |
| 2025-06-30 | 1075 | 0.66% | 1.13% | 1.51% | 1.96% | 2.55% |
| 2025-03-31 | 1077 | 0.56% | 1.02% | 1.43% | 1.88% | 2.52% |
| 2024-12-31 | 1079 | 0.48% | 0.95% | 1.35% | 1.88% | 2.58% |
| 2024-09-30 | 1079 | 0.47% | 0.92% | 1.33% | 1.87% | 2.53% |
| 2024-06-30 | 1080 | 0.45% | 0.88% | 1.30% | 1.83% | 2.53% |
| 2024-03-31 | 1081 | 0.44% | 0.83% | 1.26% | 1.78% | 2.53% |
| 2023-12-31 | 1081 | 0.56% | 0.96% | 1.38% | 1.91% | 2.70% |
| 2023-09-30 | 1082 | 0.59% | 1.01% | 1.41% | 1.95% | 2.73% |
| 2023-06-30 | 1082 | 0.60% | 1.04% | 1.45% | 1.99% | 2.75% |
| 2023-03-31 | 1084 | 0.65% | 1.06% | 1.49% | 2.03% | 2.74% |
Institution drilldown
Highest reported values
- #1SQUARE FINL SERVICES INC59.71%
- #2CREDIT ONE BANK NA38.71%
- #3COMPUTERSHARE TRUST CO NA35.28%
- #4U S BANK TRUST CO NA33.97%
- #5BLACKROCK INSTL TR CO NA24.08%
- #6NATIONWIDE TRUST CO FSB21.99%
- #7BANK OF NY MELLON TR CO NA20.41%
- #8MERRICK BANK13.62%
- #9CAPITAL COMMUNITY BANK12.44%
- #10COMENITY BANK10.73%
Institution drilldown
Lowest reported values
- #1059FIELDPOINT PRIVATE B&T-0.44%
- #1060EVOLVE BANK&TRUST-0.46%
- #1061UNION COUNTY SAVINGS BANK-1.18%
- #1062TRANSPECOS BANKS SSB-1.59%
- #1063THRIVENT BANK-1.75%
- #1064CENLAR FSB-2.05%
- #1065COLONIAL SAVINGS FA-2.31%
- #1066BAYFIRST NATIONAL BANK-3.18%
- #1067EREBOR BANK N A-4.09%
- #1068CRESCENT BANK-4.39%
Institution discovery
Search verified rankings by quarter
1,068 matched institutions · selected period 2026-06-30
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.