Versioned metric research
The Call Report estimate of uninsured deposits divided by reported total deposits; the numerator is an estimate, not an account-level measurement. Open official FFIEC instructions ↗
Calculation contract
RC-O 5597 / RC-E 2200Null policy: abstain if missing
Effective: 2016-01-01 to current
Accessible line chart
| Period | Value | Revision | Event |
|---|---|---|---|
| 2016-03-31 | 38.016 percent | No marker | None |
| 2016-06-30 | 38.654 percent | No marker | None |
| 2016-09-30 | 39.038 percent | No marker | None |
| 2016-12-31 | 40.382 percent | No marker | None |
| 2017-03-31 | 38.928 percent | No marker | None |
| 2017-06-30 | 39.817 percent | No marker | None |
| 2017-09-30 | 39.531 percent | No marker | None |
| 2017-12-31 | 40.526 percent | No marker | None |
| 2018-03-31 | 39.104 percent | No marker | None |
| 2018-06-30 | 38.334 percent | No marker | None |
| 2018-09-30 | 38.334 percent | No marker | None |
| 2018-12-31 | 38.249 percent | No marker | None |
| 2019-03-31 | 37.094 percent | No marker | None |
| 2019-06-30 | 36.62 percent | No marker | None |
| 2019-09-30 | 36.994 percent | No marker | None |
| 2019-12-31 | 37.464 percent | No marker | None |
| 2020-03-31 | 37.864 percent | No marker | None |
| 2020-06-30 | 40.729 percent | No marker | None |
| 2020-09-30 | 41.879 percent | No marker | None |
| 2020-12-31 | 43.369 percent | No marker | None |
| 2021-03-31 | 43.529 percent | No marker | None |
| 2021-06-30 | 45.044 percent | No marker | None |
| 2021-09-30 | 45.42 percent | No marker | None |
| 2021-12-31 | 45.729 percent | No marker | None |
| 2022-03-31 | 45.116 percent | No marker | None |
| 2022-06-30 | 44.806 percent | No marker | None |
| 2022-09-30 | 44.33 percent | No marker | None |
| 2022-12-31 | 42.792 percent | No marker | None |
| 2023-03-31 | 38.479 percent | No marker | None |
| 2023-06-30 | 36.42 percent | No marker | None |
| 2023-09-30 | 37.1 percent | No marker | None |
| 2023-12-31 | 37.073 percent | No marker | None |
| 2024-03-31 | 37.406 percent | No marker | None |
| 2024-06-30 | 37.505 percent | No marker | None |
| 2024-09-30 | 38.041 percent | No marker | None |
| 2024-12-31 | 38.266 percent | No marker | None |
| 2025-03-31 | 38.678 percent | No marker | None |
| 2025-06-30 | 39.261 percent | No marker | None |
| 2025-09-30 | 39.548 percent | No marker | None |
| 2025-12-31 | 39.773 percent | No marker | None |
| 2026-03-31 | 39.04 percent | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no animation.
Current distribution
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 153 | 11.82% | 28.25% | 39.04% | 48.53% | 55.39% |
| 2025-12-31 | 151 | 10.86% | 27.51% | 39.77% | 48.45% | 55.26% |
| 2025-09-30 | 154 | 11.59% | 28.09% | 39.55% | 48.66% | 56.77% |
| 2025-06-30 | 153 | 13.65% | 27.81% | 39.26% | 47.94% | 55.81% |
| 2025-03-31 | 157 | 10.86% | 27.43% | 38.68% | 47.27% | 55.90% |
| 2024-12-31 | 158 | 9.19% | 27.07% | 38.27% | 47.55% | 56.28% |
| 2024-09-30 | 157 | 11.29% | 27.57% | 38.04% | 46.50% | 55.03% |
| 2024-06-30 | 155 | 11.06% | 26.18% | 37.51% | 45.89% | 53.65% |
| 2024-03-31 | 157 | 10.44% | 26.07% | 37.41% | 46.23% | 53.79% |
| 2023-12-31 | 157 | 10.11% | 25.78% | 37.07% | 46.31% | 54.14% |
| 2023-09-30 | 155 | 8.24% | 24.75% | 37.10% | 45.34% | 54.00% |
| 2023-06-30 | 155 | 8.58% | 24.53% | 36.42% | 45.44% | 52.58% |
| 2023-03-31 | 159 | 9.36% | 27.74% | 38.48% | 48.92% | 53.95% |
| 2022-12-31 | 157 | 9.55% | 33.22% | 42.79% | 53.09% | 64.20% |
| 2022-09-30 | 158 | 11.18% | 32.95% | 44.33% | 55.67% | 70.39% |
| 2022-06-30 | 159 | 12.28% | 33.91% | 44.81% | 55.81% | 70.15% |
| 2022-03-31 | 160 | 13.06% | 33.88% | 45.12% | 55.76% | 68.87% |
| 2021-12-31 | 160 | 13.79% | 34.14% | 45.73% | 57.13% | 71.03% |
| 2021-09-30 | 162 | 12.67% | 32.73% | 45.42% | 56.91% | 69.12% |
| 2021-06-30 | 160 | 15.19% | 32.42% | 45.04% | 56.50% | 69.39% |
| 2021-03-31 | 158 | 15.05% | 31.88% | 43.53% | 55.00% | 66.58% |
| 2020-12-31 | 150 | 12.22% | 30.10% | 43.37% | 54.56% | 67.08% |
| 2020-09-30 | 150 | 10.91% | 28.01% | 41.88% | 54.18% | 65.79% |
| 2020-06-30 | 147 | 10.56% | 27.26% | 40.73% | 53.42% | 64.11% |
| 2020-03-31 | 143 | 10.02% | 25.70% | 37.86% | 52.36% | 63.08% |
| 2019-12-31 | 140 | 9.72% | 24.84% | 37.46% | 51.70% | 63.33% |
| 2019-09-30 | 143 | 9.41% | 25.20% | 36.99% | 51.96% | 63.70% |
| 2019-06-30 | 141 | 8.37% | 23.74% | 36.62% | 50.77% | 62.20% |
| 2019-03-31 | 141 | 8.33% | 24.03% | 37.09% | 49.41% | 64.45% |
| 2018-12-31 | 136 | 11.66% | 26.32% | 38.25% | 51.10% | 64.79% |
| 2018-09-30 | 137 | 12.52% | 27.03% | 38.33% | 51.99% | 62.56% |
| 2018-06-30 | 134 | 11.88% | 26.21% | 38.33% | 50.80% | 64.84% |
| 2018-03-31 | 132 | 11.11% | 26.92% | 39.10% | 50.69% | 65.75% |
| 2017-12-31 | 123 | 8.26% | 27.28% | 40.53% | 51.97% | 67.63% |
| 2017-09-30 | 125 | 8.21% | 25.87% | 39.53% | 50.90% | 66.65% |
| 2017-06-30 | 121 | 9.36% | 25.92% | 39.82% | 50.73% | 66.69% |
| 2017-03-31 | 118 | 9.51% | 25.43% | 38.93% | 51.83% | 68.12% |
| 2016-12-31 | 114 | 8.74% | 24.86% | 40.38% | 52.68% | 66.05% |
| 2016-09-30 | 114 | 9.08% | 25.17% | 39.04% | 51.17% | 65.45% |
| 2016-06-30 | 112 | 8.33% | 24.81% | 38.65% | 52.19% | 67.43% |
| 2016-03-31 | 109 | 7.54% | 22.65% | 38.02% | 52.08% | 66.68% |
Institution drilldown
Institution drilldown
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.