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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lowden, IA · FDIC certificate #10120
AMERICAN TRUST&SAVINGS BANK is an FDIC-insured institution based in Lowden, IA (FDIC certificate #10120). In its Q3 2026 Call Report it reported total assets of $27M, total deposits of $23M and net loans of $5M. Its primary federal regulator is FDIC.
Reported facts
AMERICAN TRUST&SAVINGS BANK (FDIC certificate #10120) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $27M |
|---|---|
| Total deposits | $23M |
| Net loans and leases | $5M |
| Return on assets | -1.20% |
| Return on equity | -9.95% |
| Net interest margin | 1.58% |
| Quarterly asset change | -3.06% |
| Quarterly deposit change | -1.60% |
Plain-language readout
AMERICAN TRUST&SAVINGS BANK in Lowden, IA reported total assets of $27M, total deposits of $23M and net loans of $5M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -1.20%, a return on equity of -9.95%, a net interest margin of 1.58%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $27M | $23M | $5M | -1.20% | -9.95% | 1.58% |
| Q2 2026 | $28M | $23M | $5M | -1.02% | -8.24% | 1.59% |
| Q1 2026 | $29M | $24M | $5M | -0.90% | -7.36% | 1.62% |
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