Regulatory profile
Lowden, IA · FDIC certificate #10120
AMERICAN TRUST&SAVINGS BANK is an FDIC-insured institution based in Lowden, IA (FDIC certificate #10120). In its Q3 2026 Call Report it reported total assets of $27M, total deposits of $23M and net loans of $5M. Its primary federal regulator is FDIC.
Plain-language readout
AMERICAN TRUST&SAVINGS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $29M in Q1 2026 and were lowest at $27M in Q3 2026.
Total deposits were highest at $24M in Q1 2026 and lowest at $23M in Q3 2026.
Over the whole period total assets fell 5.9%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $27M | $23M | $5M | -1.20% | -9.95% | 1.58% |
| Q2 2026 | $28M | $23M | $5M | -1.02% | -8.24% | 1.59% |
| Q1 2026 | $29M | $24M | $5M | -0.90% | -7.36% | 1.62% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $27M | $23M | $5M | -1.20% | -9.95% | 1.58% |
| 2026-06-30 | $28M | $23M | $5M | -1.02% | -8.24% | 1.59% |
| 2026-03-31 | $29M | $24M | $5M | -0.90% | -7.36% | 1.62% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| IA | $28.6M | 0.02% | 259 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.