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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lowden, IA · FDIC certificate #10120
AMERICAN TRUST&SAVINGS BANK is an FDIC-insured institution based in Lowden, IA (FDIC certificate #10120). In its Q3 2026 Call Report it reported total assets of $27M, total deposits of $23M and net loans of $5M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for AMERICAN TRUST&SAVINGS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $23M |
|---|---|
| Net loans and leases | $5M |
Plain-language readout
AMERICAN TRUST&SAVINGS BANK in Lowden, IA funds its loans with $23M of deposits and holds $5M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for AMERICAN TRUST&SAVINGS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 21.69% in Q3 2026, against 21.70% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $5M | $23M | 21.69% |
| Q2 2026 | $5M | $23M | 22.71% |
| Q1 2026 | $5M | $24M | 21.70% |