Regulatory profile
Mccook, NE · FDIC certificate #34995
FIRST CENTRAL BANK MCCOOK is an FDIC-insured institution based in Mccook, NE (FDIC certificate #34995). In its Q3 2026 Call Report it reported total assets of $126M, total deposits of $109M and net loans of $104M. Its primary federal regulator is FDIC.
Reported facts
FIRST CENTRAL BANK MCCOOK (FDIC certificate #34995) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $126M |
|---|---|
| Total deposits | $109M |
| Net loans and leases | $104M |
| Return on assets | 0.73% |
| Return on equity | 6.65% |
| Net interest margin | 4.04% |
| Quarterly asset change | 2.35% |
| Quarterly deposit change | 2.71% |
Plain-language readout
FIRST CENTRAL BANK MCCOOK in Mccook, NE reported total assets of $126M, total deposits of $109M and net loans of $104M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.73%, a return on equity of 6.65%, a net interest margin of 4.04%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $126M | $109M | $104M | 0.73% | 6.65% | 4.04% |
| Q2 2026 | $123M | $106M | $99M | 0.66% | 5.98% | 3.96% |
| Q1 2026 | $125M | $107M | $85M | 0.61% | 5.66% | 3.73% |
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