Regulatory profile
Mccook, NE · FDIC certificate #34995
FIRST CENTRAL BANK MCCOOK is an FDIC-insured institution based in Mccook, NE (FDIC certificate #34995). In its Q3 2026 Call Report it reported total assets of $126M, total deposits of $109M and net loans of $104M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST CENTRAL BANK MCCOOK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $126M in Q3 2026 and were lowest at $123M in Q2 2026.
Total deposits were highest at $109M in Q3 2026 and lowest at $106M in Q2 2026.
Over the whole period total assets rose 0.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $126M | $109M | $104M | 0.73% | 6.65% | 4.04% |
| Q2 2026 | $123M | $106M | $99M | 0.66% | 5.98% | 3.96% |
| Q1 2026 | $125M | $107M | $85M | 0.61% | 5.66% | 3.73% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $126M | $109M | $104M | 0.73% | 6.65% | 4.04% |
| 2026-06-30 | $123M | $106M | $99M | 0.66% | 5.98% | 3.96% |
| 2026-03-31 | $125M | $107M | $85M | 0.61% | 5.66% | 3.73% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $106.4M | 0.12% | 108 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.