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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Mccook, NE · FDIC certificate #34995
FIRST CENTRAL BANK MCCOOK is an FDIC-insured institution based in Mccook, NE (FDIC certificate #34995). In its Q3 2026 Call Report it reported total assets of $126M, total deposits of $109M and net loans of $104M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST CENTRAL BANK MCCOOK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $109M |
|---|---|
| Net loans and leases | $104M |
Plain-language readout
FIRST CENTRAL BANK MCCOOK in Mccook, NE funds its loans with $109M of deposits and holds $104M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST CENTRAL BANK MCCOOK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 95.78% in Q3 2026, against 79.73% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $104M | $109M | 95.78% |
| Q2 2026 | $99M | $106M | 93.72% |
| Q1 2026 | $85M | $107M | 79.73% |