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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Niles, OH · FDIC certificate #28349
HOME FS&LA OF NILES is an FDIC-insured institution based in Niles, OH (FDIC certificate #28349). In its Q3 2026 Call Report it reported total assets of $156M, total deposits of $89M and net loans of $116M. Its primary federal regulator is OCC.
Reported facts
HOME FS&LA OF NILES (FDIC certificate #28349) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $156M |
|---|---|
| Total deposits | $89M |
| Net loans and leases | $116M |
| Return on assets | 0.85% |
| Return on equity | 7.75% |
| Net interest margin | 2.45% |
| Quarterly asset change | -1.75% |
| Quarterly deposit change | 3.14% |
Plain-language readout
HOME FS&LA OF NILES in Niles, OH reported total assets of $156M, total deposits of $89M and net loans of $116M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.85%, a return on equity of 7.75%, a net interest margin of 2.45%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $156M | $89M | $116M | 0.85% | 7.75% | 2.45% |
| Q2 2026 | $159M | $86M | $122M | 0.66% | 6.13% | 2.33% |
| Q1 2026 | $159M | $88M | $124M | 0.65% | 5.97% | 2.30% |
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