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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Niles, OH · FDIC certificate #28349
HOME FS&LA OF NILES is an FDIC-insured institution based in Niles, OH (FDIC certificate #28349). In its Q3 2026 Call Report it reported total assets of $156M, total deposits of $89M and net loans of $116M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for HOME FS&LA OF NILES from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $89M |
|---|---|
| Net loans and leases | $116M |
Plain-language readout
HOME FS&LA OF NILES in Niles, OH funds its loans with $89M of deposits and holds $116M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HOME FS&LA OF NILES in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 130.39% in Q3 2026, against 140.73% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $116M | $89M | 130.39% |
| Q2 2026 | $122M | $86M | 140.70% |
| Q1 2026 | $124M | $88M | 140.73% |