Regulatory profile
Niles, OH · FDIC certificate #28349
HOME FS&LA OF NILES is an FDIC-insured institution based in Niles, OH (FDIC certificate #28349). In its Q3 2026 Call Report it reported total assets of $156M, total deposits of $89M and net loans of $116M. Its primary federal regulator is OCC.
Plain-language readout
HOME FS&LA OF NILES has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $159M in Q2 2026 and were lowest at $156M in Q3 2026.
Total deposits were highest at $89M in Q3 2026 and lowest at $86M in Q2 2026.
Over the whole period total assets fell 1.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $156M | $89M | $116M | 0.85% | 7.75% | 2.45% |
| Q2 2026 | $159M | $86M | $122M | 0.66% | 6.13% | 2.33% |
| Q1 2026 | $159M | $88M | $124M | 0.65% | 5.97% | 2.30% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $156M | $89M | $116M | 0.85% | 7.75% | 2.45% |
| 2026-06-30 | $159M | $86M | $122M | 0.66% | 6.13% | 2.33% |
| 2026-03-31 | $159M | $88M | $124M | 0.65% | 5.97% | 2.30% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OH | $88M | 0.02% | 144 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.