MAIN STREET BANK

MAIN STREET BANK is compared with 890 verified institutions in its asset cohort for Q3 2026. A percentile of 50 means the bank sits at the cohort median; higher means a larger value than most peers, which is better or worse depending on the metric.

Brokered deposits to domestic deposits: MAIN STREET BANK reported 0.077, in the 74.7th percentile of 890 peers, where the median is 0.016. Common equity tier 1 ratio: MAIN STREET BANK reported 0.173, in the 83.9th percentile of 673 peers, where the median is 0.135. Selected CRE loans to gross loans and leases: MAIN STREET BANK reported 0.348, in the 21.4th percentile of 862 peers, where the median is 0.468. Selected CRE loans to total capital: MAIN STREET BANK reported 2.041, in the 19.5th percentile of 659 peers, where the median is 2.970. Domestic secured CRE noncurrent ratio: MAIN STREET BANK reported 0.029, in the 93.3th percentile of 872 peers, where the median is 0.003. Deposit funding ratio: MAIN STREET BANK reported 0.837, in the 40.0th percentile of 902 peers, where the median is 0.850. Nontrading derivative fair value to assets: MAIN STREET BANK reported 0.003, in the 92.5th percentile of 533 peers, where the median is 0.000. Unadjusted YTD efficiency ratio: MAIN STREET BANK reported 0.757, in the 88.1th percentile of 887 peers, where the median is 0.596. Bank equity to assets: MAIN STREET BANK reported 0.110, in the 60.4th percentile of 894 peers, where the median is 0.104. Cash and securities to assets: MAIN STREET BANK reported 0.210, in the 51.2th percentile of 895 peers, where the median is 0.208. Quarterly loan growth: MAIN STREET BANK reported -0.020, in the 6.4th percentile of 886 peers, where the median is 0.018. Loan-to-asset ratio: MAIN STREET BANK reported 0.747, in the 56.0th percentile of 902 peers, where the median is 0.732. Domestic loans to domestic deposits: MAIN STREET BANK reported 0.901, in the 54.7th percentile of 890 peers, where the median is 0.881. Net interest margin: MAIN STREET BANK reported 3.007, in the 15.4th percentile of 902 peers, where the median is 3.704. Net loans and leases: MAIN STREET BANK reported 1243692.000, in the 44.7th percentile of 902 peers, where the median is 1384981.000. Nonaccrual loans ratio: MAIN STREET BANK reported 0.017, in the 90.3th percentile of 887 peers, where the median is 0.005. Noncurrent loans ratio: MAIN STREET BANK reported 0.017, in the 88.1th percentile of 887 peers, where the median is 0.005. Return on assets: MAIN STREET BANK reported 0.627, in the 11.2th percentile of 902 peers, where the median is 1.260. Return on equity: MAIN STREET BANK reported 5.730, in the 10.8th percentile of 894 peers, where the median is 12.185. Securities to assets: MAIN STREET BANK reported 0.190, in the 66.0th percentile of 895 peers, where the median is 0.147. Time deposits maturing within one year: MAIN STREET BANK reported 0.852, in the 32.1th percentile of 880 peers, where the median is 0.914. Total assets: MAIN STREET BANK reported 1665454.000, in the 41.3th percentile of 902 peers, where the median is 2016575.000. Total deposits: MAIN STREET BANK reported 1393439.000, in the 41.1th percentile of 902 peers, where the median is 1666886.000. Efficiency ratio (official UBPR): MAIN STREET BANK reported 0.755, in the 89.2th percentile of 875 peers, where the median is 0.591. Net interest margin (official UBPR): MAIN STREET BANK reported 0.029, in the 14.3th percentile of 875 peers, where the median is 0.036. Interest Income (TE) as a percent of Average Assets: MAIN STREET BANK reported 0.048, in the 24.0th percentile of 875 peers, where the median is 0.052. Interest Expense as a percent of Average Assets: MAIN STREET BANK reported 0.020, in the 65.0th percentile of 875 peers, where the median is 0.018. Net Interest Income (TE) % of Avg Assets: MAIN STREET BANK reported 0.028, in the 14.4th percentile of 875 peers, where the median is 0.035. Noninterest Income as a percent of Average Assets: MAIN STREET BANK reported 0.004, in the 30.2th percentile of 875 peers, where the median is 0.006. Non-Interest Expense as a percent of Average Assets: MAIN STREET BANK reported 0.025, in the 51.0st percentile of 875 peers, where the median is 0.024. Provision for Loan Losses % of Avg Assets: MAIN STREET BANK reported -0.001, in the 2.3th percentile of 875 peers, where the median is 0.001. Pretax Operating Income (TE) % of Avg Assets: MAIN STREET BANK reported 0.009, in the 13.8th percentile of 875 peers, where the median is 0.016. Realized Gains(Losses) on the sale of Securities as a percent of Average Assets: MAIN STREET BANK reported -0.001, in the 2.5th percentile of 875 peers, where the median is 0.000. Pretax Net Operating Income (TE) as a percent of Average Assets: MAIN STREET BANK reported 0.008, in the 10.0th percentile of 875 peers, where the median is 0.016. Net Operating Income as a percent of Average Assets: MAIN STREET BANK reported 0.006, in the 9.5th percentile of 875 peers, where the median is 0.013. Net Income Adjusted for Sub Chapter S Status as a percent of Average Assets: MAIN STREET BANK reported 0.006, in the 9.6th percentile of 875 peers, where the median is 0.012. Average Earning Assets as a percent of Average Assets: MAIN STREET BANK reported 0.965, in the 66.6th percentile of 875 peers, where the median is 0.956. Average Interest-Bearing Funds as a percent of Average Assets: MAIN STREET BANK reported 0.672, in the 29.6th percentile of 875 peers, where the median is 0.723. Interest Income (TE) as a percent of Average Earning Assets: MAIN STREET BANK reported 0.050, in the 21.9th percentile of 875 peers, where the median is 0.055. Net Interest Income (TE) as a percent of Average Earning Assets: MAIN STREET BANK reported 0.030, in the 13.6th percentile of 875 peers, where the median is 0.037. Net Loss as a percent of Average Total Loans and Leases: MAIN STREET BANK reported -0.000, in the 3.7th percentile of 867 peers, where the median is 0.000. Total LN&LS-30-89 DAYS Past Due %: MAIN STREET BANK reported 0.005, in the 68.8th percentile of 867 peers, where the median is 0.003. Net Loans & Leases as a percent of Total Deposits: MAIN STREET BANK reported 0.892, in the 56.2th percentile of 870 peers, where the median is 0.872. Net Income Attributed to Minority Interests as a percent of Average Assets: MAIN STREET BANK reported 0.000, in the 0.3th percentile of 875 peers, where the median is 0.000. Unrealized holding gains (losses) on equity securities not held for trading as a percent of average assets: MAIN STREET BANK reported 0.000, in the 4.7th percentile of 875 peers, where the median is 0.000. Provision for Losses Other Assets % of Avg Assets: MAIN STREET BANK reported -0.000, in the 11.6th percentile of 875 peers, where the median is 0.000. Pre Provision Net Revenue YTD % of Average Assets (TE): MAIN STREET BANK reported 0.008, in the 8.0th percentile of 875 peers, where the median is 0.017. Return on assets (official UBPR): MAIN STREET BANK reported 0.006, in the 9.6th percentile of 875 peers, where the median is 0.013. Return on equity (official UBPR): MAIN STREET BANK reported 0.057, in the 10.4th percentile of 874 peers, where the median is 0.122. Estimated uninsured to domestic deposits: MAIN STREET BANK reported 0.263, in the 33.0rd percentile of 829 peers, where the median is 0.310.

Peer history below covers 35 quarters of MAIN STREET BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.