Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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Banks/FDIC #3603

Regulatory profile

OLD SECOND NATIONAL BANK

FDIC certificate #3603 · RSSD 936136

Current published filing2026-06-30History & events for prior periods

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Legal statusActive

Primary regulatorOCC

Peer cohort$1B–$10B assets

Current parentNo matched current parent

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Peer interpretation

Strengths and opportunities

$1B–$10B asset cohort · 902 institutions

strengthReturn on assets78thfavorable percentile · n=902

in lineReturn on equity53rdfavorable percentile · n=894

strengthNet interest margin96thfavorable percentile · n=902

strengthEquity to assets87thfavorable percentile · n=894

opportunityNoncurrent loans25thfavorable percentile · n=887

in lineLiquid assets36thfavorable percentile · n=895

in lineBrokered deposits58thfavorable percentile · n=890

opportunityLoans to deposits26thfavorable percentile · n=890

Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.

Period-matched peer context

Percentiles use 890 verified constituents for the same filing period.

Brokered deposits to domestic deposits43rdMedian 0.016 · n=890Open metric research →

Common equity tier 1 ratio53rdMedian 0.135 · n=673Open metric research →

Selected CRE loans to gross loans and leases42ndMedian 0.468 · n=862Open metric research →

Selected CRE loans to total capital36thMedian 2.970 · n=659Open metric research →

Domestic secured CRE noncurrent ratio77thMedian 0.003 · n=872Open metric research →

Unadjusted YTD efficiency ratio22ndMedian 0.595 · n=888Open metric research →

Bank equity to assets87thMedian 0.104 · n=894Open metric research →

Cash and securities to assets36thMedian 0.208 · n=895Open metric research →