OXFORD BANK

OXFORD BANK is compared with 900 verified institutions in its asset cohort for Q3 2026. A percentile of 50 means the bank sits at the cohort median; higher means a larger value than most peers, which is better or worse depending on the metric.

Brokered deposits to domestic deposits: OXFORD BANK reported 0.039, in the 58.2th percentile of 900 peers, where the median is 0.022. Common equity tier 1 ratio: OXFORD BANK reported 0.139, in the 60.4th percentile of 715 peers, where the median is 0.134. Selected CRE loans to gross loans and leases: OXFORD BANK reported 0.600, in the 80.4th percentile of 857 peers, where the median is 0.469. Selected CRE loans to total capital: OXFORD BANK reported 3.471, in the 66.1th percentile of 700 peers, where the median is 3.014. Domestic secured CRE noncurrent ratio: OXFORD BANK reported 0.030, in the 95.0th percentile of 884 peers, where the median is 0.003. Nontrading derivative fair value to assets: OXFORD BANK reported 0.002, in the 90.1th percentile of 536 peers, where the median is 0.000. Unadjusted YTD efficiency ratio: OXFORD BANK reported 0.649, in the 61.8th percentile of 894 peers, where the median is 0.612. Bank equity to assets: OXFORD BANK reported 0.103, in the 49.1th percentile of 904 peers, where the median is 0.103. Cash and securities to assets: OXFORD BANK reported 0.350, in the 83.7th percentile of 905 peers, where the median is 0.209. Domestic loans to domestic deposits: OXFORD BANK reported 0.685, in the 14.5th percentile of 900 peers, where the median is 0.876. Nonaccrual loans ratio: OXFORD BANK reported 0.023, in the 95.2th percentile of 897 peers, where the median is 0.005. Noncurrent loans ratio: OXFORD BANK reported 0.023, in the 94.0th percentile of 897 peers, where the median is 0.005. Securities to assets: OXFORD BANK reported 0.107, in the 33.3th percentile of 905 peers, where the median is 0.146. Time deposits maturing within one year: OXFORD BANK reported 0.656, in the 9.3th percentile of 889 peers, where the median is 0.912. Efficiency ratio (official UBPR): OXFORD BANK reported 0.648, in the 63.1th percentile of 872 peers, where the median is 0.607. Net interest margin (official UBPR): OXFORD BANK reported 0.052, in the 95.6th percentile of 872 peers, where the median is 0.035. Interest Income (TE) as a percent of Average Assets: OXFORD BANK reported 0.061, in the 84.7th percentile of 872 peers, where the median is 0.053. Interest Expense as a percent of Average Assets: OXFORD BANK reported 0.011, in the 8.2th percentile of 872 peers, where the median is 0.019. Net Interest Income (TE) % of Avg Assets: OXFORD BANK reported 0.050, in the 95.8th percentile of 872 peers, where the median is 0.034. Noninterest Income as a percent of Average Assets: OXFORD BANK reported 0.007, in the 56.4th percentile of 872 peers, where the median is 0.006. Non-Interest Expense as a percent of Average Assets: OXFORD BANK reported 0.036, in the 91.5th percentile of 872 peers, where the median is 0.024. Provision for Loan Losses % of Avg Assets: OXFORD BANK reported 0.002, in the 81.2th percentile of 872 peers, where the median is 0.001. Pretax Operating Income (TE) % of Avg Assets: OXFORD BANK reported 0.017, in the 67.5th percentile of 872 peers, where the median is 0.014. Realized Gains(Losses) on the sale of Securities as a percent of Average Assets: OXFORD BANK reported 0.000, in the 21.1th percentile of 872 peers, where the median is 0.000. Pretax Net Operating Income (TE) as a percent of Average Assets: OXFORD BANK reported 0.017, in the 68.0th percentile of 872 peers, where the median is 0.014. Net Operating Income as a percent of Average Assets: OXFORD BANK reported 0.014, in the 69.0th percentile of 872 peers, where the median is 0.011. Net Income Adjusted for Sub Chapter S Status as a percent of Average Assets: OXFORD BANK reported 0.013, in the 63.5th percentile of 872 peers, where the median is 0.011. Average Earning Assets as a percent of Average Assets: OXFORD BANK reported 0.950, in the 40.4th percentile of 872 peers, where the median is 0.955. Average Interest-Bearing Funds as a percent of Average Assets: OXFORD BANK reported 0.566, in the 6.8th percentile of 872 peers, where the median is 0.725. Interest Income (TE) as a percent of Average Earning Assets: OXFORD BANK reported 0.064, in the 86.6th percentile of 872 peers, where the median is 0.056. Net Interest Income (TE) as a percent of Average Earning Assets: OXFORD BANK reported 0.052, in the 95.5th percentile of 872 peers, where the median is 0.035. Net Loss as a percent of Average Total Loans and Leases: OXFORD BANK reported 0.004, in the 88.2th percentile of 864 peers, where the median is 0.001. Total LN&LS-30-89 DAYS Past Due %: OXFORD BANK reported 0.003, in the 51.3th percentile of 864 peers, where the median is 0.003. Net Loans & Leases as a percent of Total Deposits: OXFORD BANK reported 0.677, in the 15.0th percentile of 867 peers, where the median is 0.864. Net Income Attributed to Minority Interests as a percent of Average Assets: OXFORD BANK reported 0.001, in the 99.8th percentile of 872 peers, where the median is 0.000. Unrealized holding gains (losses) on equity securities not held for trading as a percent of average assets: OXFORD BANK reported 0.000, in the 1.8th percentile of 872 peers, where the median is 0.000. Provision for Losses Other Assets % of Avg Assets: OXFORD BANK reported 0.000, in the 85.8th percentile of 872 peers, where the median is 0.000. Pre Provision Net Revenue YTD % of Average Assets (TE): OXFORD BANK reported 0.020, in the 72.9th percentile of 872 peers, where the median is 0.016. Return on assets (official UBPR): OXFORD BANK reported 0.013, in the 61.3th percentile of 872 peers, where the median is 0.011. Return on equity (official UBPR): OXFORD BANK reported 0.107, in the 43.4th percentile of 871 peers, where the median is 0.114.

Peer history below covers 4 quarters of OXFORD BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.