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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Nashville, TN · FDIC certificate #57825 · RSSD 3290240
TRUXTON TRUST CO is an FDIC-insured institution based in Nashville, TN (FDIC certificate #57825). In its Q3 2026 Call Report it reported total assets of $1.3B, total deposits of $1.1B and net loans of $791M. Its primary federal regulator is FED. Its current parent is TRUXTON CORPORATION.
Plain-language readout
TRUXTON TRUST CO is compared with 890 verified institutions in its asset cohort for Q3 2026. A percentile of 50 means the bank sits at the cohort median; higher means a larger value than most peers, which is better or worse depending on the metric.
Brokered deposits to domestic deposits: TRUXTON TRUST CO reported 0.321, in the 97.3th percentile of 890 peers, where the median is 0.016. Common equity tier 1 ratio: TRUXTON TRUST CO reported 0.140, in the 58.3th percentile of 673 peers, where the median is 0.135. Selected CRE loans to gross loans and leases: TRUXTON TRUST CO reported 0.439, in the 41.9th percentile of 862 peers, where the median is 0.468. Selected CRE loans to total capital: TRUXTON TRUST CO reported 2.606, in the 35.3th percentile of 659 peers, where the median is 2.970. Domestic secured CRE noncurrent ratio: TRUXTON TRUST CO reported 0.000, in the 0.0th percentile of 872 peers, where the median is 0.003. Deposit funding ratio: TRUXTON TRUST CO reported 0.825, in the 33.4th percentile of 902 peers, where the median is 0.850. Unadjusted YTD efficiency ratio: TRUXTON TRUST CO reported 0.494, in the 20.0th percentile of 887 peers, where the median is 0.596. Bank equity to assets: TRUXTON TRUST CO reported 0.088, in the 19.0th percentile of 894 peers, where the median is 0.104. Cash and securities to assets: TRUXTON TRUST CO reported 0.372, in the 88.3th percentile of 895 peers, where the median is 0.208. Quarterly loan growth: TRUXTON TRUST CO reported -0.005, in the 16.0th percentile of 886 peers, where the median is 0.018. Loan-to-asset ratio: TRUXTON TRUST CO reported 0.583, in the 14.3th percentile of 902 peers, where the median is 0.732. Domestic loans to domestic deposits: TRUXTON TRUST CO reported 0.714, in the 16.0th percentile of 890 peers, where the median is 0.881. Net interest margin: TRUXTON TRUST CO reported 3.116, in the 20.0th percentile of 902 peers, where the median is 3.704. Net loans and leases: TRUXTON TRUST CO reported 796319.000, in the 14.2th percentile of 902 peers, where the median is 1384981.000. Nonaccrual loans ratio: TRUXTON TRUST CO reported 0.000, in the 5.6th percentile of 887 peers, where the median is 0.005. Noncurrent loans ratio: TRUXTON TRUST CO reported 0.000, in the 5.1th percentile of 887 peers, where the median is 0.005. Return on assets: TRUXTON TRUST CO reported 1.978, in the 87.2th percentile of 902 peers, where the median is 1.260. Return on equity: TRUXTON TRUST CO reported 23.450, in the 94.7th percentile of 894 peers, where the median is 12.185. Securities to assets: TRUXTON TRUST CO reported 0.360, in the 94.0th percentile of 895 peers, where the median is 0.147. Selected unused commitments to assets: TRUXTON TRUST CO reported 0.067, in the 86.1th percentile of 417 peers, where the median is 0.025. Time deposits maturing within one year: TRUXTON TRUST CO reported 0.354, in the 1.5th percentile of 880 peers, where the median is 0.914. Total assets: TRUXTON TRUST CO reported 1365858.000, in the 26.9th percentile of 902 peers, where the median is 2016575.000. Total deposits: TRUXTON TRUST CO reported 1126297.000, in the 25.9th percentile of 902 peers, where the median is 1666886.000. Efficiency ratio (official UBPR): TRUXTON TRUST CO reported 0.489, in the 19.9th percentile of 875 peers, where the median is 0.591. Net interest margin (official UBPR): TRUXTON TRUST CO reported 0.030, in the 18.2th percentile of 875 peers, where the median is 0.036. Interest Income (TE) as a percent of Average Assets: TRUXTON TRUST CO reported 0.055, in the 67.3th percentile of 875 peers, where the median is 0.052. Interest Expense as a percent of Average Assets: TRUXTON TRUST CO reported 0.025, in the 88.4th percentile of 875 peers, where the median is 0.018. Net Interest Income (TE) % of Avg Assets: TRUXTON TRUST CO reported 0.030, in the 22.2th percentile of 875 peers, where the median is 0.035. Noninterest Income as a percent of Average Assets: TRUXTON TRUST CO reported 0.019, in the 92.3th percentile of 875 peers, where the median is 0.006. Non-Interest Expense as a percent of Average Assets: TRUXTON TRUST CO reported 0.024, in the 46.3th percentile of 875 peers, where the median is 0.024. Provision for Loan Losses % of Avg Assets: TRUXTON TRUST CO reported 0.000, in the 9.2th percentile of 875 peers, where the median is 0.001. Pretax Operating Income (TE) % of Avg Assets: TRUXTON TRUST CO reported 0.025, in the 90.5th percentile of 875 peers, where the median is 0.016. Realized Gains(Losses) on the sale of Securities as a percent of Average Assets: TRUXTON TRUST CO reported 0.000, in the 8.6th percentile of 875 peers, where the median is 0.000. Pretax Net Operating Income (TE) as a percent of Average Assets: TRUXTON TRUST CO reported 0.025, in the 90.3th percentile of 875 peers, where the median is 0.016. Net Operating Income as a percent of Average Assets: TRUXTON TRUST CO reported 0.020, in the 86.8th percentile of 875 peers, where the median is 0.013. Net Income Adjusted for Sub Chapter S Status as a percent of Average Assets: TRUXTON TRUST CO reported 0.020, in the 90.8th percentile of 875 peers, where the median is 0.012. Average Earning Assets as a percent of Average Assets: TRUXTON TRUST CO reported 0.980, in the 89.1th percentile of 875 peers, where the median is 0.956. Average Interest-Bearing Funds as a percent of Average Assets: TRUXTON TRUST CO reported 0.803, in the 82.5th percentile of 875 peers, where the median is 0.723. Interest Income (TE) as a percent of Average Earning Assets: TRUXTON TRUST CO reported 0.056, in the 56.6th percentile of 875 peers, where the median is 0.055. Net Interest Income (TE) as a percent of Average Earning Assets: TRUXTON TRUST CO reported 0.031, in the 18.5th percentile of 875 peers, where the median is 0.037. Net Loss as a percent of Average Total Loans and Leases: TRUXTON TRUST CO reported 0.000, in the 8.4th percentile of 867 peers, where the median is 0.000. Total LN&LS-30-89 DAYS Past Due %: TRUXTON TRUST CO reported 0.000, in the 0.0th percentile of 867 peers, where the median is 0.003. Net Loans & Leases as a percent of Total Deposits: TRUXTON TRUST CO reported 0.707, in the 16.6th percentile of 870 peers, where the median is 0.872. Net Income Attributed to Minority Interests as a percent of Average Assets: TRUXTON TRUST CO reported 0.000, in the 0.3th percentile of 875 peers, where the median is 0.000. Unrealized holding gains (losses) on equity securities not held for trading as a percent of average assets: TRUXTON TRUST CO reported 0.000, in the 4.7th percentile of 875 peers, where the median is 0.000. Provision for Losses Other Assets % of Avg Assets: TRUXTON TRUST CO reported -0.000, in the 3.8th percentile of 875 peers, where the median is 0.000. Pre Provision Net Revenue YTD % of Average Assets (TE): TRUXTON TRUST CO reported 0.025, in the 88.3th percentile of 875 peers, where the median is 0.017. Return on assets (official UBPR): TRUXTON TRUST CO reported 0.020, in the 86.7th percentile of 875 peers, where the median is 0.013. Return on equity (official UBPR): TRUXTON TRUST CO reported 0.234, in the 94.6th percentile of 874 peers, where the median is 0.122. Estimated uninsured to domestic deposits: TRUXTON TRUST CO reported 0.240, in the 26.3th percentile of 829 peers, where the median is 0.310.
Peer history below covers 8 quarters of TRUXTON TRUST CO's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
| Metric | Bank value | Peer median | Percentile | Peers |
|---|---|---|---|---|
| Brokered deposits to domestic deposits | 0.321 | 0.016 | 97.3th | 890 |
| Common equity tier 1 ratio | 0.140 | 0.135 | 58.3th | 673 |
| Selected CRE loans to gross loans and leases | 0.439 | 0.468 | 41.9th | 862 |
| Selected CRE loans to total capital | 2.606 | 2.970 | 35.3th | 659 |
| Domestic secured CRE noncurrent ratio | 0.000 | 0.003 | 0.0th | 872 |
| Deposit funding ratio | 0.825 | 0.850 | 33.4th | 902 |
| Unadjusted YTD efficiency ratio | 0.494 | 0.596 | 20.0th | 887 |
| Bank equity to assets | 0.088 | 0.104 | 19.0th | 894 |
| Cash and securities to assets | 0.372 | 0.208 | 88.3th | 895 |
| Quarterly loan growth | -0.005 | 0.018 | 16.0th | 886 |
| Loan-to-asset ratio | 0.583 | 0.732 | 14.3th | 902 |
| Domestic loans to domestic deposits | 0.714 | 0.881 | 16.0th | 890 |
| Net interest margin | 3.116 | 3.704 | 20.0th | 902 |
| Net loans and leases | 796319.000 | 1384981.000 | 14.2th | 902 |
| Nonaccrual loans ratio | 0.000 | 0.005 | 5.6th | 887 |
| Noncurrent loans ratio | 0.000 | 0.005 | 5.1th | 887 |
| Return on assets | 1.978 | 1.260 | 87.2th | 902 |
| Return on equity | 23.450 | 12.185 | 94.7th | 894 |
| Securities to assets | 0.360 | 0.147 | 94.0th | 895 |
| Selected unused commitments to assets | 0.067 | 0.025 | 86.1th | 417 |
| Time deposits maturing within one year | 0.354 | 0.914 | 1.5th | 880 |
| Total assets | 1365858.000 | 2016575.000 | 26.9th | 902 |
| Total deposits | 1126297.000 | 1666886.000 | 25.9th | 902 |
| Efficiency ratio (official UBPR) | 0.489 | 0.591 | 19.9th | 875 |
| Net interest margin (official UBPR) | 0.030 | 0.036 | 18.2th | 875 |
| Interest Income (TE) as a percent of Average Assets | 0.055 | 0.052 | 67.3th | 875 |
| Interest Expense as a percent of Average Assets | 0.025 | 0.018 | 88.4th | 875 |
| Net Interest Income (TE) % of Avg Assets | 0.030 | 0.035 | 22.2th | 875 |
| Noninterest Income as a percent of Average Assets | 0.019 | 0.006 | 92.3th | 875 |
| Non-Interest Expense as a percent of Average Assets | 0.024 | 0.024 | 46.3th | 875 |
| Provision for Loan Losses % of Avg Assets | 0.000 | 0.001 | 9.2th | 875 |
| Pretax Operating Income (TE) % of Avg Assets | 0.025 | 0.016 | 90.5th | 875 |
| Realized Gains(Losses) on the sale of Securities as a percent of Average Assets | 0.000 | 0.000 | 8.6th | 875 |
| Pretax Net Operating Income (TE) as a percent of Average Assets | 0.025 | 0.016 | 90.3th | 875 |
| Net Operating Income as a percent of Average Assets | 0.020 | 0.013 | 86.8th | 875 |
| Net Income Adjusted for Sub Chapter S Status as a percent of Average Assets | 0.020 | 0.012 | 90.8th | 875 |
| Average Earning Assets as a percent of Average Assets | 0.980 | 0.956 | 89.1th | 875 |
| Average Interest-Bearing Funds as a percent of Average Assets | 0.803 | 0.723 | 82.5th | 875 |
| Interest Income (TE) as a percent of Average Earning Assets | 0.056 | 0.055 | 56.6th | 875 |
| Net Interest Income (TE) as a percent of Average Earning Assets | 0.031 | 0.037 | 18.5th | 875 |
| Net Loss as a percent of Average Total Loans and Leases | 0.000 | 0.000 | 8.4th | 867 |
| Total LN&LS-30-89 DAYS Past Due % | 0.000 | 0.003 | 0.0th | 867 |
| Net Loans & Leases as a percent of Total Deposits | 0.707 | 0.872 | 16.6th | 870 |
| Net Income Attributed to Minority Interests as a percent of Average Assets | 0.000 | 0.000 | 0.3th | 875 |
| Unrealized holding gains (losses) on equity securities not held for trading as a percent of average assets | 0.000 | 0.000 | 4.7th | 875 |
| Provision for Losses Other Assets % of Avg Assets | -0.000 | 0.000 | 3.8th | 875 |
| Pre Provision Net Revenue YTD % of Average Assets (TE) | 0.025 | 0.017 | 88.3th | 875 |
| Return on assets (official UBPR) | 0.020 | 0.013 | 86.7th | 875 |
| Return on equity (official UBPR) | 0.234 | 0.122 | 94.6th | 874 |
| Estimated uninsured to domestic deposits | 0.240 | 0.310 | 26.3th | 829 |
Peer interpretation
$1B–$10B asset cohort · 895 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Period-matched peer context
Percentiles use 890 verified constituents for the same filing period.
Historical peer positioning
Period-matched asset cohort. Position describes the distribution only; it is not a rating.
| Metric | 2024-09 | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 | 2026-09 |
|---|---|---|---|---|---|---|---|---|
| Total assetsASSET | < P25 | < P25 | < P25 | < P25 | P25–75 | P25–75 | P25–75 | — |
| Total depositsDEP | < P25 | < P25 | < P25 | P25–75 | P25–75 | P25–75 | P25–75 | — |
| Net loansLNLSNET | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | — |
| Return on assetsROA | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | — |
| Return on equityROE | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | — |
| Net interest marginNIMY | P25–75 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | — |
Cohorts are matched separately for each reporting period. Above or below a peer quartile can be favorable, unfavorable, or neutral depending on the measure and context.