Regulatory profile
Lynnwood, WA · FDIC certificate #58407
UNIBANK is an FDIC-insured institution based in Lynnwood, WA (FDIC certificate #58407). In its Q3 2026 Call Report it reported total assets of $380M, total deposits of $312M and net loans of $259M. Its primary federal regulator is FED.
Reported facts
UNIBANK (FDIC certificate #58407) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $380M |
|---|---|
| Total deposits | $312M |
| Net loans and leases | $259M |
| Return on assets | -0.44% |
| Return on equity | -6.37% |
| Net interest margin | 2.69% |
| Quarterly asset change | -3.35% |
| Quarterly deposit change | -3.15% |
Plain-language readout
UNIBANK in Lynnwood, WA reported total assets of $380M, total deposits of $312M and net loans of $259M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.44%, a return on equity of -6.37%, a net interest margin of 2.69%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $380M | $312M | $259M | -0.44% | -6.37% | 2.69% |
| Q2 2026 | $393M | $323M | $268M | -0.25% | -3.54% | 2.74% |
| Q1 2026 | $402M | $332M | $264M | -0.13% | -1.92% | 3.06% |
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