Regulatory profile
Lynnwood, WA · FDIC certificate #58407
UNIBANK is an FDIC-insured institution based in Lynnwood, WA (FDIC certificate #58407). In its Q3 2026 Call Report it reported total assets of $380M, total deposits of $312M and net loans of $259M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for UNIBANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $312M |
|---|---|
| Net loans and leases | $259M |
Plain-language readout
UNIBANK in Lynnwood, WA funds its loans with $312M of deposits and holds $259M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNIBANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 82.95% in Q3 2026, against 79.43% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $259M | $312M | 82.95% |
| Q2 2026 | $268M | $323M | 83.04% |
| Q1 2026 | $264M | $332M | 79.43% |