Regulatory profile
Lynnwood, WA · FDIC certificate #58407
UNIBANK is an FDIC-insured institution based in Lynnwood, WA (FDIC certificate #58407). In its Q3 2026 Call Report it reported total assets of $380M, total deposits of $312M and net loans of $259M. Its primary federal regulator is FED.
Plain-language readout
UNIBANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $402M in Q1 2026 and were lowest at $380M in Q3 2026.
Total deposits were highest at $332M in Q1 2026 and lowest at $312M in Q3 2026.
Over the whole period total assets fell 5.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $380M | $312M | $259M | -0.44% | -6.37% | 2.69% |
| Q2 2026 | $393M | $323M | $268M | -0.25% | -3.54% | 2.74% |
| Q1 2026 | $402M | $332M | $264M | -0.13% | -1.92% | 3.06% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $380M | $312M | $259M | -0.44% | -6.37% | 2.69% |
| 2026-06-30 | $393M | $323M | $268M | -0.25% | -3.54% | 2.74% |
| 2026-03-31 | $402M | $332M | $264M | -0.13% | -1.92% | 3.06% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WA | $359.1M | 0.17% | 40 | Continuing · -0.04 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.