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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Radcliff, KY · FDIC certificate #12166
WEST POINT BANK is an FDIC-insured institution based in Radcliff, KY (FDIC certificate #12166). In its Q3 2026 Call Report it reported total assets of $556M, total deposits of $479M and net loans of $442M. Its primary federal regulator is FDIC.
Reported facts
WEST POINT BANK (FDIC certificate #12166) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $556M |
|---|---|
| Total deposits | $479M |
| Net loans and leases | $442M |
| Return on assets | 1.02% |
| Return on equity | 14.22% |
| Net interest margin | 3.08% |
| Quarterly asset change | -0.82% |
| Quarterly deposit change | 0.64% |
Plain-language readout
WEST POINT BANK in Radcliff, KY reported total assets of $556M, total deposits of $479M and net loans of $442M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.02%, a return on equity of 14.22%, a net interest margin of 3.08%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $556M | $479M | $442M | 1.02% | 14.22% | 3.08% |
| Q2 2026 | $561M | $476M | $441M | 1.08% | 15.13% | 3.12% |
| Q1 2026 | $571M | $486M | $439M | 1.20% | 17.16% | 3.10% |
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