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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Radcliff, KY · FDIC certificate #12166
WEST POINT BANK is an FDIC-insured institution based in Radcliff, KY (FDIC certificate #12166). In its Q3 2026 Call Report it reported total assets of $556M, total deposits of $479M and net loans of $442M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for WEST POINT BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $479M |
|---|---|
| Net loans and leases | $442M |
Plain-language readout
WEST POINT BANK in Radcliff, KY funds its loans with $479M of deposits and holds $442M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for WEST POINT BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 92.40% in Q3 2026, against 90.30% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $442M | $479M | 92.40% |
| Q2 2026 | $441M | $476M | 92.73% |
| Q1 2026 | $439M | $486M | 90.30% |