Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Radcliff, KY · FDIC certificate #12166
WEST POINT BANK is an FDIC-insured institution based in Radcliff, KY (FDIC certificate #12166). In its Q3 2026 Call Report it reported total assets of $556M, total deposits of $479M and net loans of $442M. Its primary federal regulator is FDIC.
Plain-language readout
WEST POINT BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $571M in Q1 2026 and were lowest at $556M in Q3 2026.
Total deposits were highest at $486M in Q1 2026 and lowest at $476M in Q2 2026.
Over the whole period total assets fell 2.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $556M | $479M | $442M | 1.02% | 14.22% | 3.08% |
| Q2 2026 | $561M | $476M | $441M | 1.08% | 15.13% | 3.12% |
| Q1 2026 | $571M | $486M | $439M | 1.20% | 17.16% | 3.10% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $556M | $479M | $442M | 1.02% | 14.22% | 3.08% |
| 2026-06-30 | $561M | $476M | $441M | 1.08% | 15.13% | 3.12% |
| 2026-03-31 | $571M | $486M | $439M | 1.20% | 17.16% | 3.10% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| KY | $448.2M | 0.37% | 50 | Continuing · +0.05 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.