Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

UNUSED COMMITMENTS-CREDIT CARD LINES

UNUSED COMMITMENTS-CREDIT CARD LINES, reported directly on FFIEC Call Report schedule RCL in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCL:RCON3815)

Source schedule: RCL

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported unused commitments-credit card lines values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

UNUSED COMMITMENTS-CREDIT CARD LINES — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-310 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

UNUSED COMMITMENTS-CREDIT CARD LINES across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations0 median0–246,464.5 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-31104000246,464.5902,035.9

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-31104000246,464.5902,035.9

Institution drilldown

Highest reported values

  1. #1BARCLAYS BANK DELAWARE154,949,000
  2. #2COMENITY CAPITAL BANK60,241,902
  3. #3TD BANK USA NATIONAL ASSN48,160,309
  4. #4FIRST NATIONAL BANK OF OMAHA43,176,882
  5. #5COMMERCE BANK6,224,704
  6. #6ZIONS BCORP N A2,312,894
  7. #7SOFI BANK NATIONAL ASSN1,708,593
  8. #8FIRST HORIZON BANK1,440,118
  9. #9ARVEST BANK1,297,157
  10. #10HANCOCK WHITNEY BANK1,018,332

Institution drilldown

Lowest reported values

    Institution discovery

    Search verified rankings by quarter

    104 matched institutions · selected period 2026-03-31

    RankInstitutionFDICValuePercentile
    #1BARCLAYS BANK DELAWARE57203154,949,000P100
    #2COMENITY CAPITAL BANK5757060,241,902P99
    #3TD BANK USA NATIONAL ASSN3394748,160,309P98
    #4FIRST NATIONAL BANK OF OMAHA545243,176,882P97
    #5COMMERCE BANK249986,224,704P96
    #6ZIONS BCORP N A22702,312,894P95
    #7SOFI BANK NATIONAL ASSN268811,708,593P94
    #8FIRST HORIZON BANK49771,440,118P93
    #9ARVEST BANK87281,297,157P92
    #10HANCOCK WHITNEY BANK124411,018,332P91
    #11FIRST INTERSTATE BANK1105918,754P90
    #12WESTERN ALLIANCE BANK57512863,027P89
    #13SIMMONS BANK3890800,436P88
    #14AMERIPRISE BANK FSB58303690,634P87
    #15FIRST NB OF PENNSYLVANIA7888673,508P86
    #16CENTRAL TRUST BANK12633627,845P85
    #17MIDFIRST BANK4063528,470P84
    #18DOLLAR BANK FSB32245424,327P83
    #19SERVISFIRST BANK57993400,784P83
    #20FIRSTBANK18714373,684P82
    #21FIRST BANK15019349,973P81
    #22COLUMBIA BANK17266317,901P80
    #23NORTHWEST BANK28178306,269P79
    #24GLACIER BANK30788300,775P78
    #25TRUSTMARK BANK4988252,460P77
    #26WAFD BANK28088249,652P76
    #27ENTERPRISE BANK&TRUST27237245,402P75
    #28UNITED BANK22858229,609P74
    #29WASHINGTON TRUST BANK1281199,468P73
    #30BANNER BANK28489175,720P72
    #31WILMINGTON SVG FUND SOCIETY17838158,081P71
    #32NICOLET NATIONAL BANK57038148,888P70
    #33FIRST COMMONWEALTH BANK746896,432P69
    #34ORIENTAL BANK3146987,900P68
    #35STIFEL BANK5735878,385P67
    #36PROSPERITY BANK1683575,625P66
    #37CIBC BANK USA3330669,919P65
    #38BOKF NATIONAL ASSN421467,612P64
    #39AMARILLO NATIONAL BANK1453167,210P63
    #40FROST BANK551066,945P62
    #41BUSEY BANK1645063,836P61
    #42ORIGIN BANK1261452,350P60
    #43BANC OF CALIFORNIA2404548,116P59
    #44ISRAEL DISCOUNT BANK OF NY1997747,926P58
    #45WESBANCO BANK INC80347,526P57
    #46COLUMBIA BANK2883442,494P56
    #47CENTENNIAL BANK1124139,440P55
    #48POPULAR BANK3496717,884P54
    #49CENTIER BANK128545,330P53
    #50TOWNEBANK350953,710P52

    Related metrics

    Other definitions from the same schedule or domain

    Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

    Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.