Capital · Versioned metric research
TOTAL RISK-BASED CAPITAL
TOTAL RISK-BASED CAPITAL, reported directly on FFIEC Call Report schedule RCRI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗
Calculation contract
REPORTED(RCRI:RCOA3792)
Source schedule: RCRI
Null policy: abstain if missing
Effective: 2026-03-31 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 104 banks' reported total risk-based capital values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
TOTAL RISK-BASED CAPITAL — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2026-03-31 | 2,274,460.5 reported unit | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
TOTAL RISK-BASED CAPITAL across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 104 | 1,305,174.2 | 1,604,035.75 | 2,274,460.5 | 3,617,325.75 | 5,986,523.7 |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 104 | 1,305,174.2 | 1,604,035.75 | 2,274,460.5 | 3,617,325.75 | 5,986,523.7 |
Institution drilldown
Highest reported values
- #1DEUTSCHE BANK TR CO AMERICAS9,900,000
- #2FIRST HORIZON BANK9,666,622
- #3ZIONS BCORP N A9,609,651
- #4CIBC BANK USA9,136,224
- #5WESTERN ALLIANCE BANK8,659,005
- #6WEBSTER BANK NATIONAL ASSN7,718,266
- #7SOUTHSTATE BANK NA7,143,023
- #8COLUMBIA BANK6,735,908
- #9BANK OZK6,559,825
- #10BARCLAYS BANK DELAWARE6,398,785
Institution drilldown
Lowest reported values
- #95PLAINSCAPITAL BANK1,267,170
- #96NEXBANK1,266,641
- #97STELLAR BANK1,256,576
- #98ORIGIN BANK1,186,157
- #99CENTIER BANK1,170,877
- #100AMARILLO NATIONAL BANK1,165,114
- #101COLUMBIA BANK1,145,787
- #102FIRST FOUNDATION BANK1,138,868
- #103WASHINGTON TRUST BANK1,118,915
- #104STIFEL BANK887,037
Institution discovery
Search verified rankings by quarter
104 matched institutions · selected period 2026-03-31
| Rank | Institution | FDIC | Value | Percentile |
|---|---|---|---|---|
| #1 | DEUTSCHE BANK TR CO AMERICAS | 623 | 9,900,000 | P100 |
| #2 | FIRST HORIZON BANK | 4977 | 9,666,622 | P99 |
| #3 | ZIONS BCORP N A | 2270 | 9,609,651 | P98 |
| #4 | CIBC BANK USA | 33306 | 9,136,224 | P97 |
| #5 | WESTERN ALLIANCE BANK | 57512 | 8,659,005 | P96 |
| #6 | WEBSTER BANK NATIONAL ASSN | 18221 | 7,718,266 | P95 |
| #7 | SOUTHSTATE BANK NA | 33555 | 7,143,023 | P94 |
| #8 | COLUMBIA BANK | 17266 | 6,735,908 | P93 |
| #9 | BANK OZK | 110 | 6,559,825 | P92 |
| #10 | BARCLAYS BANK DELAWARE | 57203 | 6,398,785 | P91 |
| #11 | SOFI BANK NATIONAL ASSN | 26881 | 6,161,631 | P90 |
| #12 | BOKF NATIONAL ASSN | 4214 | 5,577,940 | P89 |
| #13 | FIRST NB OF PENNSYLVANIA | 7888 | 5,263,598 | P88 |
| #14 | FROST BANK | 5510 | 5,089,547 | P87 |
| #15 | EVERBANK NATIONAL ASSN | 34775 | 4,472,379 | P86 |
| #16 | PROSPERITY BANK | 16835 | 4,438,835 | P85 |
| #17 | ASSOCIATED BANK NA | 5296 | 4,431,024 | P84 |
| #18 | ATLANTIC UNION BANK | 34589 | 4,304,138 | P83 |
| #19 | BANC OF CALIFORNIA | 24045 | 4,256,567 | P83 |
| #20 | COMMERCE BANK | 24998 | 4,226,035 | P82 |
| #21 | MIDFIRST BANK | 4063 | 4,085,965 | P81 |
| #22 | HANCOCK WHITNEY BANK | 12441 | 4,053,833 | P80 |
| #23 | TEXAS CAPITAL BANK | 34383 | 4,039,830 | P79 |
| #24 | UNITED BANK | 22858 | 3,991,230 | P78 |
| #25 | FIRST NATIONAL BANK OF OMAHA | 5452 | 3,899,849 | P77 |
| #26 | TD BANK USA NATIONAL ASSN | 33947 | 3,867,318 | P76 |
| #27 | BANKUNITED NATIONAL ASSN | 58979 | 3,533,995 | P75 |
| #28 | FULTON BANK NATIONAL ASSN | 7551 | 3,512,731 | P74 |
| #29 | CITY NB OF FLORIDA | 20234 | 3,446,249 | P73 |
| #30 | SALLIE MAE BANK | 58177 | 3,382,208 | P72 |
| #31 | AMERIS BANK | 20504 | 3,353,900 | P71 |
| #32 | EASTERN BANK | 32773 | 3,279,304 | P70 |
| #33 | GLACIER BANK | 30788 | 3,279,161 | P69 |
| #34 | CENTENNIAL BANK | 11241 | 3,004,492 | P68 |
| #35 | ROCKLAND TRUST CO | 9712 | 2,941,519 | P67 |
| #36 | RENASANT BANK | 12437 | 2,926,384 | P66 |
| #37 | BEAL BANK USA | 57833 | 2,849,133 | P65 |
| #38 | WESBANCO BANK INC | 803 | 2,840,119 | P64 |
| #39 | AXOS BANK | 35546 | 2,830,611 | P63 |
| #40 | UNITED COMMUNITY BANK | 16889 | 2,795,530 | P62 |
| #41 | ARVEST BANK | 8728 | 2,777,019 | P61 |
| #42 | OPTUM BANK INC | 57408 | 2,755,000 | P60 |
| #43 | PROVIDENT BANK | 12010 | 2,742,509 | P59 |
| #44 | WAFD BANK | 28088 | 2,680,810 | P58 |
| #45 | FIRST INTERSTATE BANK | 1105 | 2,577,711 | P57 |
| #46 | CUSTOMERS BANK | 34444 | 2,508,820 | P56 |
| #47 | TOWNEBANK | 35095 | 2,484,543 | P55 |
| #48 | WILMINGTON SVG FUND SOCIETY | 17838 | 2,445,373 | P54 |
| #49 | SIMMONS BANK | 3890 | 2,399,631 | P53 |
| #50 | MERCHANTS BANK OF INDIANA | 8056 | 2,335,139 | P52 |
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.