Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Capital · Versioned metric research

AACL INCLUDIBLE IN TIER2 CAPITAL

AACL INCLUDIBLE IN TIER2 CAPITAL, reported directly on FFIEC Call Report schedule RCRI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCRI:RCOA5310)

Source schedule: RCRI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported aacl includible in tier2 capital values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

AACL INCLUDIBLE IN TIER2 CAPITAL — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-31161,307 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

AACL INCLUDIBLE IN TIER2 CAPITAL across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations161,307 median100,181.25–271,907.5 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3110475,054.4100,181.25161,307271,907.5410,029.5

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3110475,054.4100,181.25161,307271,907.5410,029.5

Institution drilldown

Highest reported values

  1. #1FIRST HORIZON BANK770,366
  2. #2WEBSTER BANK NATIONAL ASSN723,465
  3. #3ZIONS BCORP N A712,635
  4. #4CIBC BANK USA627,337
  5. #5SOUTHSTATE BANK NA589,848
  6. #6BANK OZK561,355
  7. #7WESTERN ALLIANCE BANK527,858
  8. #8BARCLAYS BANK DELAWARE490,785
  9. #9COLUMBIA BANK472,048
  10. #10FIRST NB OF PENNSYLVANIA453,673

Institution drilldown

Lowest reported values

  1. #95TRISTATE CAPITAL BANK67,684
  2. #96APPLE BANK67,415
  3. #97SOFI BANK NATIONAL ASSN51,744
  4. #98BEAL BANK USA51,376
  5. #99BMW BANK OF NORTH AMERICA49,380
  6. #100STIFEL BANK47,762
  7. #101NEXBANK40,709
  8. #102DEUTSCHE BANK TR CO AMERICAS39,000
  9. #103FIRSTBANK33,349
  10. #104AMERIPRISE BANK FSB11,073

Institution discovery

Search verified rankings by quarter

104 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1FIRST HORIZON BANK4977770,366P100
#2WEBSTER BANK NATIONAL ASSN18221723,465P99
#3ZIONS BCORP N A2270712,635P98
#4CIBC BANK USA33306627,337P97
#5SOUTHSTATE BANK NA33555589,848P96
#6BANK OZK110561,355P95
#7WESTERN ALLIANCE BANK57512527,858P94
#8BARCLAYS BANK DELAWARE57203490,785P93
#9COLUMBIA BANK17266472,048P92
#10FIRST NB OF PENNSYLVANIA7888453,673P91
#11ASSOCIATED BANK NA5296425,031P90
#12FIRST NATIONAL BANK OF OMAHA5452375,026P89
#13HANCOCK WHITNEY BANK12441341,399P88
#14FROST BANK5510334,297P87
#15TEXAS CAPITAL BANK34383331,454P86
#16BOKF NATIONAL ASSN4214328,394P85
#17PROSPERITY BANK16835326,355P84
#18SALLIE MAE BANK58177323,065P83
#19UNITED BANK22858322,900P83
#20EVERBANK NATIONAL ASSN34775320,011P82
#21FULTON BANK NATIONAL ASSN7551306,356P81
#22ATLANTIC UNION BANK34589295,656P80
#23AMERIS BANK20504292,474P79
#24GLACIER BANK30788287,699P78
#25AXOS BANK35546286,277P77
#26BANC OF CALIFORNIA24045277,207P76
#27RENASANT BANK12437270,141P75
#28MIDFIRST BANK4063259,658P74
#29SIMMONS BANK3890255,537P73
#30EASTERN BANK32773246,724P72
#31CITY NB OF FLORIDA20234243,544P71
#32CENTENNIAL BANK11241230,696P70
#33ARVEST BANK8728228,176P69
#34FIRST MERCHANTS BANK4365220,650P68
#35WAFD BANK28088219,535P67
#36WESBANCO BANK INC803217,776P66
#37UNITED COMMUNITY BANK16889216,700P65
#38BANKUNITED NATIONAL ASSN58979216,232P64
#39COMMERCE BANK24998213,346P63
#40BEACON BANK&TRUST17798202,312P62
#41FIRST INTERSTATE BANK1105202,076P61
#42WILMINGTON SVG FUND SOCIETY17838192,776P60
#43TRUSTMARK BANK4988186,434P59
#44PROVIDENT BANK12010186,395P58
#45ROCKLAND TRUST CO9712179,642P57
#46FIRSTBANK8663178,280P56
#47SEACOAST NATIONAL BANK131176,320P55
#48SERVISFIRST BANK57993174,552P54
#49BANNER BANK28489173,034P53
#50CUSTOMERS BANK34444167,208P52

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.