How is INTEREST EXPENSE ON SAVING DEPOSITS calculated?

REPORTED(RI:RIAD0093). Null policy: abstain if missing.

What source schedule does INTEREST EXPENSE ON SAVING DEPOSITS come from?

RI, per official FFIEC Call Report instructions.

Earnings & efficiency · Versioned metric research

INTEREST EXPENSE ON SAVING DEPOSITS

INTEREST EXPENSE ON SAVING DEPOSITS, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

`REPORTED(RI:RIAD0093)`

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported interest expense on saving deposits values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

INTEREST EXPENSE ON SAVING DEPOSITS — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2026-03-31	46,117 reported unit	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

INTEREST EXPENSE ON SAVING DEPOSITS across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations46,117 median26,526.75–124,973.25 interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-03-31	154	14,544.7	26,526.75	46,117	124,973.25	436,800.4

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-03-31	154	14,544.7	26,526.75	46,117	124,973.25	436,800.4

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

#145COLUMBIA BANK7,924
#146THIRD FS&LA OF CLEVELAND7,245
#147ORIENTAL BANK6,391
#148FIRSTBANK PUERTO RICO6,267
#149CHARLES SCHWAB TRUST BANK6,205
#150BEAL BANK USA5,056
#151BANK OF NEW YORK MELLON4,000
#152OPTUM BANK INC2,000
#153BMW BANK OF NORTH AMERICA1,602
#154CHARLES SCHWAB PREMIER BK SS1,000

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	JPMORGAN CHASE BANK NA	628	2,831,000	P100
#2	CAPITAL ONE NATIONAL ASSN	4297	2,536,000	P99
#3	U S BANK NATIONAL ASSN	6548	1,802,792	P99
#4	AMERICAN EXPRESS NB	27471	1,093,162	P98
#5	WELLS FARGO BANK NA	3511	950,000	P97
#6	BANK OF AMERICA NA	3510	915,000	P97
#7	PNC BANK NATIONAL ASSN	6384	864,357	P96
#8	ALLY BANK	57803	838,000	P95
#9	TD BANK NATIONAL ASSN	18409	776,896	P95
#10	CITIBANK NATIONAL ASSN	7213	773,000	P94
#11	GOLDMAN SACHS BANK USA	33124	705,000	P93
#12	TRUIST BANK	9846	643,000	P93
#13	FIRST-CITIZENS BANK&TRUST CO	11063	641,000	P92
#14	BMO BANK NATIONAL ASSN	16571	585,793	P92
#15	HUNTINGTON NATIONAL BANK	6560	495,997	P91
#16	UBS BANK USA NATIONAL ASSN	57565	469,195	P90
#17	CITIZENS BANK NATIONAL ASSN	57957	361,213	P90
#18	FIFTH THIRD BANK NA	6672	337,000	P89
#19	MORGAN STANLEY PRIVATE BK NA	34221	295,000	P88
#20	SANTANDER BANK N A	29950	287,706	P88
#21	SYNCHRONY BANK	27314	285,000	P87
#22	SOFI BANK NATIONAL ASSN	26881	268,303	P86
#23	TD BANK USA NATIONAL ASSN	33947	234,028	P86
#24	HSBC BANK USA NATIONAL ASSN	57890	231,196	P85
#25	BARCLAYS BANK DELAWARE	57203	229,000	P84
#26	REGIONS BANK	12368	227,000	P84
#27	KEYBANK NATIONAL ASSN	17534	224,269	P83
#28	PINNACLE BANK	35583	215,467	P82
#29	WEBSTER BANK NATIONAL ASSN	18221	208,757	P82
#30	CIBC BANK USA	33306	186,751	P81
#31	UMB BANK NATIONAL ASSN	8273	186,219	P80
#32	EVERBANK NATIONAL ASSN	34775	173,315	P80
#33	WESTERN ALLIANCE BANK	57512	168,707	P79
#34	FIRST HORIZON BANK	4977	166,438	P78
#35	MANUFACTURERS&TRADERS TR CO	588	156,000	P78
#36	FLAGSTAR BANK NATIONAL ASSN	32541	147,981	P77
#37	CITY NATIONAL BANK	17281	142,686	P76
#38	OLD NATIONAL BANK	3832	128,761	P76
#39	SOUTHSTATE BANK NA	33555	127,066	P75
#40	TEXAS CAPITAL BANK	34383	118,695	P75
#41	AXOS BANK	35546	116,263	P74
#42	EAST WEST BANK	31628	113,657	P73
#43	SALLIE MAE BANK	58177	108,437	P73
#44	VALLEY NATIONAL BANK	9396	106,373	P72
#45	STATE STREET BANK&TRUST CO	14	95,000	P71
#46	BANKUNITED NATIONAL ASSN	58979	94,016	P71
#47	MIDFIRST BANK	4063	93,623	P70
#48	CHARLES SCHWAB BANK SSB	57450	92,000	P69
#49	FIRST NB OF PENNSYLVANIA	7888	91,818	P69
#50	NORTHERN TRUST CO	913	89,743	P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.