Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

INTEREST AND FEES ON LOANS

INTEREST AND FEES ON LOANS, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RI:RIAD4010)

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported interest and fees on loans values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

INTEREST AND FEES ON LOANS — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-31282,640.5 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

INTEREST AND FEES ON LOANS across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations282,640.5 median168,822.75–701,347.25 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-31154119,743.8168,822.75282,640.5701,347.252,098,386.8

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-31154119,743.8168,822.75282,640.5701,347.252,098,386.8

Institution drilldown

Highest reported values

  1. #1JPMORGAN CHASE BANK NA24,116,000
  2. #2BANK OF AMERICA NA15,203,000
  3. #3CAPITAL ONE NATIONAL ASSN14,736,000
  4. #4CITIBANK NATIONAL ASSN13,896,000
  5. #5WELLS FARGO BANK NA13,261,000
  6. #6AMERICAN EXPRESS NB5,590,771
  7. #7U S BANK NATIONAL ASSN5,437,402
  8. #8TRUIST BANK4,584,000
  9. #9PNC BANK NATIONAL ASSN4,473,848
  10. #10SYNCHRONY BANK4,195,000

Institution drilldown

Lowest reported values

  1. #145STIFEL BANK105,111
  2. #146COLUMBIA BANK102,849
  3. #147BEAL BANK USA90,520
  4. #148BANK OF AMERICA CA NA82,000
  5. #149FIRST FOUNDATION BANK75,803
  6. #150FARMERS&MERCHANTS BK LONG BE75,435
  7. #151SAFRA NB OF NEW YORK45,249
  8. #152CHARLES SCHWAB PREMIER BK SS42,000
  9. #153AMERIPRISE BANK FSB30,322
  10. #154CHARLES SCHWAB TRUST BANK0

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1JPMORGAN CHASE BANK NA62824,116,000P100
#2BANK OF AMERICA NA351015,203,000P99
#3CAPITAL ONE NATIONAL ASSN429714,736,000P99
#4CITIBANK NATIONAL ASSN721313,896,000P98
#5WELLS FARGO BANK NA351113,261,000P97
#6AMERICAN EXPRESS NB274715,590,771P97
#7U S BANK NATIONAL ASSN65485,437,402P96
#8TRUIST BANK98464,584,000P95
#9PNC BANK NATIONAL ASSN63844,473,848P95
#10SYNCHRONY BANK273144,195,000P94
#11GOLDMAN SACHS BANK USA331244,154,000P93
#12ALLY BANK578032,750,000P93
#13HUNTINGTON NATIONAL BANK65602,465,313P92
#14FIFTH THIRD BANK NA66722,261,000P92
#15FIRST-CITIZENS BANK&TRUST CO110632,164,000P91
#16TD BANK NATIONAL ASSN184092,106,104P90
#17BMO BANK NATIONAL ASSN165712,080,380P90
#18MORGAN STANLEY PRIVATE BK NA342212,027,000P89
#19MANUFACTURERS&TRADERS TR CO5881,950,000P88
#20CITIZENS BANK NATIONAL ASSN579571,890,561P88
#21BARCLAYS BANK DELAWARE572031,538,000P87
#22MORGAN STANLEY BANK NA329921,489,000P86
#23KEYBANK NATIONAL ASSN175341,409,927P86
#24REGIONS BANK123681,301,000P85
#25PINNACLE BANK355831,250,021P84
#26UBS BANK USA NATIONAL ASSN575651,063,363P84
#27USAA FEDERAL SAVINGS BANK321881,061,000P83
#28SOFI BANK NATIONAL ASSN26881916,755P82
#29WESTERN ALLIANCE BANK57512914,433P82
#30FIRST HORIZON BANK4977874,348P81
#31EAST WEST BANK31628858,592P80
#32ZIONS BCORP N A2270835,442P80
#33SANTANDER BANK N A29950829,400P79
#34CITY NATIONAL BANK17281824,301P78
#35WEBSTER BANK NATIONAL ASSN18221771,161P78
#36FLAGSTAR BANK NATIONAL ASSN32541733,688P77
#37SOUTHSTATE BANK NA33555720,260P76
#38OLD NATIONAL BANK3832715,612P76
#39COMENITY CAPITAL BANK57570702,351P75
#40HSBC BANK USA NATIONAL ASSN57890698,336P75
#41VALLEY NATIONAL BANK9396697,434P74
#42COLUMBIA BANK17266679,506P73
#43CIBC BANK USA33306640,796P73
#44UMB BANK NATIONAL ASSN8273633,068P72
#45SALLIE MAE BANK58177605,691P71
#46FIRST NATIONAL BANK OF OMAHA5452596,080P71
#47CHARLES SCHWAB BANK SSB57450586,000P70
#48BANK OZK110578,319P69
#49STATE STREET BANK&TRUST CO14545,000P69
#50TD BANK USA NATIONAL ASSN33947515,658P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.