Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

CHARGE-OFFS ON: CREDIT CARDS LOANS

CHARGE-OFFS ON: CREDIT CARDS LOANS, reported directly on FFIEC Call Report schedule RIBI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RIBI:RIADB514)

Source schedule: RIBI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported charge-offs on: credit cards loans values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

CHARGE-OFFS ON: CREDIT CARDS LOANS — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-310 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

CHARGE-OFFS ON: CREDIT CARDS LOANS across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations0 median0–1,230.5 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311540001,230.541,966.8

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311540001,230.541,966.8

Institution drilldown

Highest reported values

  1. #1CAPITAL ONE NATIONAL ASSN4,401,000
  2. #2CITIBANK NATIONAL ASSN2,186,000
  3. #3JPMORGAN CHASE BANK NA2,109,000
  4. #4SYNCHRONY BANK1,606,000
  5. #5BANK OF AMERICA NA1,144,000
  6. #6AMERICAN EXPRESS NB878,878
  7. #7WELLS FARGO BANK NA765,000
  8. #8BARCLAYS BANK DELAWARE429,000
  9. #9U S BANK NATIONAL ASSN370,615
  10. #10COMENITY CAPITAL BANK273,068

Institution drilldown

Lowest reported values

    Institution discovery

    Search verified rankings by quarter

    154 matched institutions · selected period 2026-03-31

    RankInstitutionFDICValuePercentile
    #1CAPITAL ONE NATIONAL ASSN42974,401,000P100
    #2CITIBANK NATIONAL ASSN72132,186,000P99
    #3JPMORGAN CHASE BANK NA6282,109,000P99
    #4SYNCHRONY BANK273141,606,000P98
    #5BANK OF AMERICA NA35101,144,000P97
    #6AMERICAN EXPRESS NB27471878,878P97
    #7WELLS FARGO BANK NA3511765,000P96
    #8BARCLAYS BANK DELAWARE57203429,000P95
    #9U S BANK NATIONAL ASSN6548370,615P95
    #10COMENITY CAPITAL BANK57570273,068P94
    #11USAA FEDERAL SAVINGS BANK32188182,000P93
    #12TD BANK USA NATIONAL ASSN33947166,097P93
    #13FIRST NATIONAL BANK OF OMAHA5452127,942P92
    #14TD BANK NATIONAL ASSN1840973,981P92
    #15PNC BANK NATIONAL ASSN638463,085P91
    #16TRUIST BANK984649,000P90
    #17CITIZENS BANK NATIONAL ASSN5795725,556P90
    #18FIFTH THIRD BANK NA667219,000P89
    #18BANCO POPULAR DE PUERTO RICO3496819,000P89
    #20REGIONS BANK1236818,000P88
    #21HUNTINGTON NATIONAL BANK656013,370P87
    #22MANUFACTURERS&TRADERS TR CO58813,000P86
    #23BMO BANK NATIONAL ASSN1657111,910P86
    #24KEYBANK NATIONAL ASSN1753410,201P85
    #25SOFI BANK NATIONAL ASSN268818,924P84
    #26COMMERCE BANK249988,214P84
    #27SANTANDER BANK N A299506,997P83
    #28UMB BANK NATIONAL ASSN82735,455P82
    #29FIRSTBANK PUERTO RICO303874,772P82
    #30FIRST-CITIZENS BANK&TRUST CO110634,000P81
    #31ARVEST BANK87283,467P80
    #32PINNACLE BANK355832,185P80
    #33ASSOCIATED BANK NA52962,098P79
    #34HSBC BANK USA NATIONAL ASSN578902,026P78
    #35FIRST HAWAIIAN BANK179851,678P78
    #36SIMMONS BANK38901,677P77
    #37ZIONS BCORP N A22701,568P76
    #38DOLLAR BANK FSB322451,298P76
    #39FIRST HORIZON BANK49771,267P75
    #40CENTRAL TRUST BANK126331,121P75
    #41HANCOCK WHITNEY BANK124411,041P74
    #42AMERIPRISE BANK FSB58303886P73
    #43ORIENTAL BANK31469673P73
    #44NORTHWEST BANK28178621P72
    #45FIRSTBANK18714562P71
    #46CITY NATIONAL BANK17281491P71
    #47WILMINGTON SVG FUND SOCIETY17838477P70
    #48UBS BANK USA NATIONAL ASSN57565410P69
    #49TRUSTMARK BANK4988341P69
    #50MIDFIRST BANK4063335P68

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    Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

    Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.