Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

Initial allowances for credit losses

Initial allowances for credit losses, reported directly on FFIEC Call Report schedule RIE in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters122 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RIE:RIADJJ27)

Source schedule: RIE

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 122 banks' reported initial allowances for credit losses values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Initial allowances for credit losses — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-310 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Initial allowances for credit losses across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period122 observations0 median0–0 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311220000197.1

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311220000197.1

Institution drilldown

Highest reported values

  1. #1FIFTH THIRD BANK NA661,000
  2. #2HUNTINGTON NATIONAL BANK578,343
  3. #3FIRSTBANK276,476
  4. #4PINNACLE BANK237,404
  5. #5PROSPERITY BANK91,407
  6. #6TOWNEBANK54,207
  7. #7COMMERCE BANK22,828
  8. #8FIRST MERCHANTS BANK22,279
  9. #9BANCFIRST8,409
  10. #10NBH BANK8,139

Institution drilldown

Lowest reported values

    Institution discovery

    Search verified rankings by quarter

    122 matched institutions · selected period 2026-03-31

    RankInstitutionFDICValuePercentile
    #1FIFTH THIRD BANK NA6672661,000P100
    #2HUNTINGTON NATIONAL BANK6560578,343P99
    #3FIRSTBANK18714276,476P98
    #4PINNACLE BANK35583237,404P98
    #5PROSPERITY BANK1683591,407P97
    #6TOWNEBANK3509554,207P96
    #7COMMERCE BANK2499822,828P95
    #8FIRST MERCHANTS BANK436522,279P94
    #9BANCFIRST274768,409P93
    #10NBH BANK590528,139P93
    #11FIRST FINANCIAL BANK66002,829P92
    #12PARK NATIONAL BANK66531,215P91
    #13FARMERS&MERCHANTS BK LONG BE1225219P90
    #14DIME COMMUNITY BANK69760P89
    #14SEACOAST NATIONAL BANK1310P89
    #14FIRST COMMONWEALTH BANK74680P89
    #14WASHINGTON TRUST BANK12810P89
    #14CITY NATIONAL BANK172810P89
    #14BMO BANK NATIONAL ASSN165710P89
    #14OCEANFIRST BANK NA283590P89
    #14CAPITAL ONE NATIONAL ASSN42970P89
    #14EASTERN BANK327730P89
    #14COLUMBIA BANK172660P89
    #14COLUMBIA BANK288340P89
    #14EAST WEST BANK316280P89
    #14COMMUNITY BANK NATIONAL ASSN69890P89
    #14PROVIDENT BANK120100P89
    #14OLD NATIONAL BANK38320P89
    #14NORTHERN TRUST CO9130P89
    #14FIRST BANK150190P89
    #14VALLEY NATIONAL BANK93960P89
    #14REGIONS BANK123680P89
    #14APPLE BANK160680P89
    #14LENDINGCLUB BANK NA325510P89
    #14ZIONS BCORP N A22700P89
    #14ARVEST BANK87280P89
    #14ISRAEL DISCOUNT BANK OF NY199770P89
    #14BANNER BANK284890P89
    #14AMARILLO NATIONAL BANK145310P89
    #14UNITED BANK228580P89
    #14FIRST NB OF PENNSYLVANIA78880P89
    #14HSBC BANK USA NATIONAL ASSN578900P89
    #14BUSEY BANK164500P89
    #14FIRSTBANK86630P89
    #14WILMINGTON SVG FUND SOCIETY178380P89
    #14CENTENNIAL BANK112410P89
    #14HANCOCK WHITNEY BANK124410P89
    #14FULTON BANK NATIONAL ASSN75510P89
    #14CITIBANK NATIONAL ASSN72130P89
    #14FIRST-CITIZENS BANK&TRUST CO110630P89

    Related metrics

    Other definitions from the same schedule or domain

    Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

    Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.