Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield
Get started
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Earnings & efficiency · Versioned metric research

DIS OPS APP INCOME TAX EFFECT

DIS OPS APP INCOME TAX EFFECT, reported directly on FFIEC Call Report schedule RIE in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RIE:RIADFT31)

Source schedule: RIE

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported dis ops app income tax effect values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

DIS OPS APP INCOME TAX EFFECT — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-310 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

DIS OPS APP INCOME TAX EFFECT across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations0 median0–0 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3115400000

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3115400000

Institution drilldown

Highest reported values

  1. #1HUNTINGTON NATIONAL BANK0
  2. #1FIRST MERCHANTS BANK0
  3. #1DIME COMMUNITY BANK0
  4. #1SEACOAST NATIONAL BANK0
  5. #1STATE STREET BANK&TRUST CO0
  6. #1FIRST COMMONWEALTH BANK0
  7. #1WASHINGTON TRUST BANK0
  8. #1CITY NATIONAL BANK0
  9. #1BMO BANK NATIONAL ASSN0
  10. #1OCEANFIRST BANK NA0
  11. #1BANK OZK0
  12. #1EASTERN BANK0
  13. #1COLUMBIA BANK0
  14. #1FIRST FINANCIAL BANK0
  15. #1COLUMBIA BANK0
  16. #1EAST WEST BANK0
  17. #1COMMUNITY BANK NATIONAL ASSN0
  18. #1PROVIDENT BANK0
  19. #1OLD NATIONAL BANK0
  20. #1NORTHERN TRUST CO0
  21. #1DEUTSCHE BANK TR CO AMERICAS0
  22. #1FIRST BANK0
  23. #1VALLEY NATIONAL BANK0
  24. #1REGIONS BANK0
  25. #1ORIENTAL BANK0
  26. #1APPLE BANK0
  27. #1LENDINGCLUB BANK NA0
  28. #1ZIONS BCORP N A0
  29. #1KEYBANK NATIONAL ASSN0
  30. #1FIRSTBANK0
  31. #1ARVEST BANK0
  32. #1ISRAEL DISCOUNT BANK OF NY0
  33. #1BOKF NATIONAL ASSN0
  34. #1TRUSTMARK BANK0
  35. #1BANNER BANK0
  36. #1AMARILLO NATIONAL BANK0
  37. #1UNITED BANK0
  38. #1FIRST NB OF PENNSYLVANIA0
  39. #1HSBC BANK USA NATIONAL ASSN0
  40. #1BUSEY BANK0
  41. #1FIRSTBANK0
  42. #1WILMINGTON SVG FUND SOCIETY0
  43. #1WELLS FARGO BANK NA0
  44. #1CENTENNIAL BANK0
  45. #1HANCOCK WHITNEY BANK0
  46. #1FIRST FINANCIAL BANK0
  47. #1FULTON BANK NATIONAL ASSN0
  48. #1CITIBANK NATIONAL ASSN0
  49. #1BANK OF AMERICA NA0
  50. #1FIRST HORIZON BANK0
  51. #1PARK NATIONAL BANK0
  52. #1FIRST-CITIZENS BANK&TRUST CO0
  53. #1BANC OF CALIFORNIA0
  54. #1TD BANK NATIONAL ASSN0
  55. #1MANUFACTURERS&TRADERS TR CO0
  56. #1U S BANK NATIONAL ASSN0
  57. #1FIRST UNITED BANK&TRUST CO0
  58. #1FIRSTBANK PUERTO RICO0
  59. #1FIRST NATIONAL BANK OF OMAHA0
  60. #1BANK OF NEW YORK MELLON0
  61. #1MIDFIRST BANK0
  62. #1CATHAY BANK0
  63. #1COMMERCE BANK0
  64. #1ROCKLAND TRUST CO0
  65. #1USAA FEDERAL SAVINGS BANK0
  66. #1PLAINSCAPITAL BANK0
  67. #1WESBANCO BANK INC0
  68. #1NEXBANK0
  69. #1WAFD BANK0
  70. #1FIRST INTERSTATE BANK0
  71. #1SIMMONS BANK0
  72. #1PROSPERITY BANK0
  73. #1ORIGIN BANK0
  74. #1BANK OF HOPE0
  75. #1FROST BANK0
  76. #1ATLANTIC UNION BANK0
  77. #1FLAGSTAR BANK NATIONAL ASSN0
  78. #1NBT BANK NATIONAL ASSN0
  79. #1SANTANDER BANK N A0
  80. #1FIFTH THIRD BANK NA0
  81. #1RENASANT BANK0
  82. #1WEBSTER BANK NATIONAL ASSN0
  83. #1AMERIS BANK0
  84. #1BEACON BANK&TRUST0
  85. #1CENTIER BANK0
  86. #1BANK OF HAWAII0
  87. #1CITY NB OF FLORIDA0
  88. #1PNC BANK NATIONAL ASSN0
  89. #1JPMORGAN CHASE BANK NA0
  90. #1TRUIST BANK0
  91. #1CENTRAL TRUST BANK0
  92. #1FARMERS&MERCHANTS BK LONG BE0
  93. #1THIRD FS&LA OF CLEVELAND0
  94. #1ASSOCIATED BANK NA0
  95. #1SAFRA NB OF NEW YORK0
  96. #1BELL BANK0
  97. #1CITIZENS BUSINESS BANK NA0
  98. #1BNY MELLON NATIONAL ASSN0
  99. #1MECHANICS BANK0
  100. #1UMB BANK NATIONAL ASSN0
  101. #1BANCO POPULAR DE PUERTO RICO0
  102. #1DOLLAR BANK FSB0
  103. #1SOFI BANK NATIONAL ASSN0
  104. #1MERCHANTS BANK OF INDIANA0
  105. #1FIRST HAWAIIAN BANK0
  106. #1NORTHWEST BANK0
  107. #1UNITED COMMUNITY BANK0
  108. #1ENTERPRISE BANK&TRUST0
  109. #1SYNCHRONY BANK0
  110. #1BANCFIRST0
  111. #1AMERICAN EXPRESS NB0
  112. #1BANK OF AMERICA CA NA0
  113. #1MORGAN STANLEY BANK NA0
  114. #1CIBC BANK USA0
  115. #1CHARLES SCHWAB PREMIER BK SS0
  116. #1SOUTHSTATE BANK NA0
  117. #1TD BANK USA NATIONAL ASSN0
  118. #1GOLDMAN SACHS BANK USA0
  119. #1RAYMOND JAMES BANK0
  120. #1CUSTOMERS BANK0
  121. #1MORGAN STANLEY PRIVATE BK NA0
  122. #1TEXAS CAPITAL BANK0
  123. #1GLACIER BANK0
  124. #1EVERBANK NATIONAL ASSN0
  125. #1POPULAR BANK0
  126. #1TOWNEBANK0
  127. #1BMW BANK OF NORTH AMERICA0
  128. #1AXOS BANK0
  129. #1PINNACLE BANK0
  130. #1NICOLET NATIONAL BANK0
  131. #1BARCLAYS BANK DELAWARE0
  132. #1STIFEL BANK0
  133. #1STIFEL BANK&TRUST0
  134. #1WESTERN ALLIANCE BANK0
  135. #1CHARLES SCHWAB BANK SSB0
  136. #1OPTUM BANK INC0
  137. #1UBS BANK USA NATIONAL ASSN0
  138. #1COMENITY CAPITAL BANK0
  139. #1ALLY BANK0
  140. #1BEAL BANK USA0
  141. #1TOYOTA FINANCIAL SB0
  142. #1CITIZENS BANK NATIONAL ASSN0
  143. #1CONNECTONE BANK0
  144. #1SERVISFIRST BANK0
  145. #1SALLIE MAE BANK0
  146. #1AMERIPRISE BANK FSB0
  147. #1TRISTATE CAPITAL BANK0
  148. #1STELLAR BANK0
  149. #1FIRST FOUNDATION BANK0
  150. #1LIVE OAK BANKING CO0
  151. #1BANKUNITED NATIONAL ASSN0
  152. #1NBH BANK0
  153. #1CHARLES SCHWAB TRUST BANK0

Institution drilldown

Lowest reported values

  1. #154CAPITAL ONE NATIONAL ASSN-8,000

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1HUNTINGTON NATIONAL BANK65600P100
#1FIRST MERCHANTS BANK43650P100
#1DIME COMMUNITY BANK69760P100
#1SEACOAST NATIONAL BANK1310P100
#1STATE STREET BANK&TRUST CO140P100
#1FIRST COMMONWEALTH BANK74680P100
#1WASHINGTON TRUST BANK12810P100
#1CITY NATIONAL BANK172810P100
#1BMO BANK NATIONAL ASSN165710P100
#1OCEANFIRST BANK NA283590P100
#1BANK OZK1100P100
#1EASTERN BANK327730P100
#1COLUMBIA BANK172660P100
#1FIRST FINANCIAL BANK66000P100
#1COLUMBIA BANK288340P100
#1EAST WEST BANK316280P100
#1COMMUNITY BANK NATIONAL ASSN69890P100
#1PROVIDENT BANK120100P100
#1OLD NATIONAL BANK38320P100
#1NORTHERN TRUST CO9130P100
#1DEUTSCHE BANK TR CO AMERICAS6230P100
#1FIRST BANK150190P100
#1VALLEY NATIONAL BANK93960P100
#1REGIONS BANK123680P100
#1ORIENTAL BANK314690P100
#1APPLE BANK160680P100
#1LENDINGCLUB BANK NA325510P100
#1ZIONS BCORP N A22700P100
#1KEYBANK NATIONAL ASSN175340P100
#1FIRSTBANK187140P100
#1ARVEST BANK87280P100
#1ISRAEL DISCOUNT BANK OF NY199770P100
#1BOKF NATIONAL ASSN42140P100
#1TRUSTMARK BANK49880P100
#1BANNER BANK284890P100
#1AMARILLO NATIONAL BANK145310P100
#1UNITED BANK228580P100
#1FIRST NB OF PENNSYLVANIA78880P100
#1HSBC BANK USA NATIONAL ASSN578900P100
#1BUSEY BANK164500P100
#1FIRSTBANK86630P100
#1WILMINGTON SVG FUND SOCIETY178380P100
#1WELLS FARGO BANK NA35110P100
#1CENTENNIAL BANK112410P100
#1HANCOCK WHITNEY BANK124410P100
#1FIRST FINANCIAL BANK30660P100
#1FULTON BANK NATIONAL ASSN75510P100
#1CITIBANK NATIONAL ASSN72130P100
#1BANK OF AMERICA NA35100P100
#1FIRST HORIZON BANK49770P100

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.