Banks/FDIC #57565

Regulatory profile

UBS BANK USA NATIONAL ASSN

Salt Lake City, UT · FDIC certificate #57565 · RSSD 3212149

History available42 quarters2016-03-31 to 2026-06-30

Legal statusActive

Primary regulatorOCC

CharterN

Peer cohortassets 50b 250b

Locations1

Current parentUnmatched RSSD entity

Performance workbook

Trend, change and peer context in one table

Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.

Peer interpretation

Strengths and opportunities

$50B–$250B asset cohort · 35 institutions

in lineReturn on assets37thfavorable percentile · n=35

in lineReturn on equity67thfavorable percentile · n=33

opportunityNet interest margin14thfavorable percentile · n=35

opportunityEquity to assets12thfavorable percentile · n=33

strengthNoncurrent loans97thfavorable percentile · n=33

in lineLiquid assets42ndfavorable percentile · n=33

opportunityBrokered deposits3rdfavorable percentile · n=33

in lineLoans to deposits48thfavorable percentile · n=33

Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.

Reported performance

Current filing

Total assets$124.4B+1.78% QoQ

Total deposits$109.3B+1.08% QoQ

Net loans$92.9B+3.41% QoQ

Return on assets1.09%Current filing

Return on equity14.19%Current filing

Net interest margin1.96%Current filing

Equity to assets7.56%Detailed Call Report

Common equity tier 126.74%Detailed Call Report

Noncurrent loans0.12%Detailed Call Report

Liquid assets24.13%Detailed Call Report

Brokered deposits28.72%Detailed Call Report

Loans to deposits85.11%Detailed Call Report

Available as you continuePortfolio composition and exposure

Available as you continuePortfolio ratio trends

Available as you continueDeposit driver bridge

Available as you continueCall Report schedule explorer

Available as you continueBranch and geographic intelligence

Available as you continueWorkforce and branch productivity

Period-matched peer context

assets 50b 250b

Percentiles use 33 verified constituents for the same filing period.

Brokered deposit ratio100thMedian 0.063 · n=33

Common equity tier 1 ratio100thMedian 0.123 · n=33

Commercial real-estate loans to total loans13thMedian 0.283 · n=33

Derivative fair value to assets0thMedian 0.000 · n=21

Efficiency ratio0thMedian 0.560 · n=33

Equity to assets9thMedian 0.109 · n=33

Liquid assets ratio41stMedian 0.250 · n=33

Loan to deposit ratio53rdMedian 0.848 · n=33

Ten-year database

Quarterly observations

Available as you continueTRACE historical research workbench

Quarter	Assets	Deposits	Net loans	ROA	ROE	NIM
2026-06-30	$124.4B	$109.3B	$92.9B	1.09%	14.19%	1.96%
2026-03-31	$122.3B	$108.2B	$89.9B	1.04%	13.44%	1.96%
2025-12-31	$119.3B	$104.6B	$88.6B	1.13%	13.69%	1.98%
2025-09-30	$115.3B	$99.6B	$87.5B	1.15%	13.85%	1.97%
2025-06-30	$114.3B	$98.4B	$86.9B	1.14%	13.72%	1.95%
2025-03-31	$116.3B	$97.9B	$85.4B	1.11%	13.48%	1.93%
2024-12-31	$119.1B	$99.5B	$84.6B	1.23%	14.79%	2.01%
2024-09-30	$110.8B	$89.7B	$83.2B	1.23%	14.65%	2.02%
2024-06-30	$109.6B	$88.1B	$83.1B	1.20%	14.24%	1.99%
2024-03-31	$110.5B	$89.9B	$81.7B	1.22%	14.76%	1.96%
2023-12-31	$114.3B	$91.3B	$83.1B	1.32%	16.39%	2.09%
2023-09-30	$114.4B	$91.0B	$85.5B	1.36%	17.10%	2.12%
2023-06-30	$114.4B	$94.1B	$86.4B	1.41%	17.94%	2.19%
2023-03-31	$113.9B	$93.9B	$87.8B	1.54%	19.77%	2.30%
2022-12-31	$121.0B	$103.8B	$89.2B	1.22%	16.74%	2.04%
2022-09-30	$117.3B	$101.8B	$88.1B	1.18%	16.43%	1.95%
2022-06-30	$121.0B	$109.5B	$86.7B	1.07%	15.23%	1.79%
2022-03-31	$122.4B	$112.7B	$82.9B	0.98%	14.03%	1.66%
2021-12-31	$121.1B	$111.6B	$79.3B	1.06%	13.77%	1.76%
2021-09-30	$103.7B	$93.9B	$75.1B	1.08%	13.70%	1.79%
2021-06-30	$95.0B	$86.2B	$70.8B	1.05%	12.96%	1.77%
2021-03-31	$91.1B	$83.1B	$64.7B	1.01%	12.40%	1.74%
2020-12-31	$87.3B	$79.3B	$59.4B	1.20%	12.99%	1.98%
2020-09-30	$77.8B	$69.7B	$56.2B	1.24%	13.00%	2.04%
2020-06-30	$75.6B	$67.0B	$50.8B	1.19%	12.23%	2.09%
2020-03-31	$77.5B	$69.3B	$49.2B	1.23%	12.59%	2.22%
2019-12-31	$63.8B	$56.4B	$49.4B	1.71%	15.50%	2.74%
2019-09-30	$56.9B	$48.9B	$47.9B	1.76%	15.72%	2.81%
2019-06-30	$56.1B	$48.5B	$47.0B	1.75%	16.12%	2.82%
2019-03-31	$56.9B	$49.9B	$46.2B	1.70%	16.38%	2.86%
2018-12-31	$59.4B	$52.2B	$46.8B	1.82%	17.36%	2.95%
2018-09-30	$53.7B	$46.1B	$46.3B	1.83%	17.20%	2.97%
2018-06-30	$54.1B	$47.5B	$45.2B	1.84%	17.59%	2.93%
2018-03-31	$51.8B	$46.0B	$43.6B	1.83%	17.63%	2.89%
2017-12-31	$53.5B	$48.0B	$43.7B	1.28%	13.11%	2.60%
2017-09-30	$51.9B	$46.5B	$43.0B	1.33%	13.68%	2.55%
2017-06-30	$52.8B	$47.0B	$42.7B	1.30%	13.55%	2.49%
2017-03-31	$55.9B	$50.4B	$41.5B	1.25%	13.50%	2.36%
2016-12-31	$56.9B	$51.7B	$41.7B	1.17%	12.60%	2.21%
2016-09-30	$55.3B	$50.1B	$41.2B	1.16%	12.41%	2.18%
2016-06-30	$54.7B	$49.1B	$44.2B	1.17%	12.40%	2.16%
2016-03-31	$55.5B	$50.1B	$43.0B	1.20%	12.92%	2.13%

Ownership, transformations and revisions

Entity history

NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.

Parent relationships

Unmatched RSSD entityRSSD 2967509 · 2026-03-20 to current

Unmatched RSSD entityRSSD 2967509 · 2007-06-30 to 2026-03-19

Unmatched RSSD entityRSSD 2967509 · 2003-09-15 to 2007-06-29

Transformations

None matched.

Reviewed revisions

No reviewed revisions published.

Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗

Put it in context

Compare and investigate

Use consistent definitions, then verify material findings against the official filing.

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Quarter

Assets

Deposits

Net loans

ROA

ROE

NIM

2026-06-30

$124.4B

$109.3B

$92.9B

1.09%

14.19%

1.96%

2026-03-31

$122.3B

$108.2B

$89.9B

1.04%

13.44%

1.96%

2025-12-31

$119.3B

$104.6B

$88.6B

1.13%

13.69%

1.98%

2025-09-30

$115.3B

$99.6B

$87.5B

1.15%

13.85%

1.97%

2025-06-30

$114.3B

$98.4B

$86.9B

1.14%

13.72%

1.95%

2025-03-31

$116.3B

$97.9B

$85.4B

1.11%

13.48%

1.93%

2024-12-31

$119.1B

$99.5B

$84.6B

1.23%

14.79%

2.01%

2024-09-30

$110.8B

$89.7B

$83.2B

1.23%

14.65%

2.02%

2024-06-30

$109.6B

$88.1B

$83.1B

1.20%

14.24%

1.99%

2024-03-31

$110.5B

$89.9B

$81.7B

1.22%

14.76%

1.96%

2023-12-31

$114.3B

$91.3B

$83.1B

1.32%

16.39%

2.09%

2023-09-30

$114.4B

$91.0B

$85.5B

1.36%

17.10%

2.12%

2023-06-30

$114.4B

$94.1B

$86.4B

1.41%

17.94%

2.19%

2023-03-31

$113.9B

$93.9B

$87.8B

1.54%

19.77%

2.30%

2022-12-31

$121.0B

$103.8B

$89.2B

1.22%

16.74%

2.04%

2022-09-30

$117.3B

$101.8B

$88.1B

1.18%

16.43%

1.95%

2022-06-30

$121.0B

$109.5B

$86.7B

1.07%

15.23%

1.79%

2022-03-31

$122.4B

$112.7B

$82.9B

0.98%

14.03%

1.66%

2021-12-31

$121.1B

$111.6B

$79.3B

1.06%

13.77%

1.76%

2021-09-30

$103.7B

$93.9B

$75.1B

1.08%

13.70%

1.79%

2021-06-30

$95.0B

$86.2B

$70.8B

1.05%

12.96%

1.77%

2021-03-31

$91.1B

$83.1B

$64.7B

1.01%

12.40%

1.74%

2020-12-31

$87.3B

$79.3B

$59.4B

1.20%

12.99%

1.98%

2020-09-30

$77.8B

$69.7B

$56.2B

1.24%

13.00%

2.04%

2020-06-30

$75.6B

$67.0B

$50.8B

1.19%

12.23%

2.09%

2020-03-31

$77.5B

$69.3B

$49.2B

1.23%

12.59%

2.22%

2019-12-31

$63.8B

$56.4B

$49.4B

1.71%

15.50%

2.74%

2019-09-30

$56.9B

$48.9B

$47.9B

1.76%

15.72%

2.81%

2019-06-30

$56.1B

$48.5B

$47.0B

1.75%

16.12%

2.82%

2019-03-31

$56.9B

$49.9B

$46.2B

1.70%

16.38%

2.86%

2018-12-31

$59.4B

$52.2B

$46.8B

1.82%

17.36%

2.95%

2018-09-30

$53.7B

$46.1B

$46.3B

1.83%

17.20%

2.97%

2018-06-30

$54.1B

$47.5B

$45.2B

1.84%

17.59%

2.93%

2018-03-31

$51.8B

$46.0B

$43.6B

1.83%

17.63%

2.89%

2017-12-31

$53.5B

$48.0B

$43.7B

1.28%

13.11%

2.60%

2017-09-30

$51.9B

$46.5B

$43.0B

1.33%

13.68%

2.55%

2017-06-30

$52.8B

$47.0B

$42.7B

1.30%

13.55%

2.49%

2017-03-31

$55.9B

$50.4B

$41.5B

1.25%

13.50%

2.36%

2016-12-31

$56.9B

$51.7B

$41.7B

1.17%

12.60%

2.21%

2016-09-30

$55.3B

$50.1B

$41.2B

1.16%

12.41%

2.18%

2016-06-30

$54.7B

$49.1B

$44.2B

1.17%

12.40%

2.16%

2016-03-31

$55.5B

$50.1B

$43.0B

1.20%

12.92%

2.13%