Regulatory profile
Salt Lake City, UT · FDIC certificate #57565 · RSSD 3212149
UBS BANK USA NATIONAL ASSN is an FDIC-insured institution based in Salt Lake City, UT (FDIC certificate #57565). In its Q3 2026 Call Report it reported total assets of $127.3B, total deposits of $111.1B and net loans of $96.6B. Its primary federal regulator is OCC. Its current parent is UBS AMERICAS INC..
Plain-language readout
UBS BANK USA NATIONAL ASSN has 43 quarters of reported history on file, from Q1 2016 to Q3 2026.
Total assets peaked at $127.3B in Q3 2026 and were lowest at $51.8B in Q1 2018.
Total deposits were highest at $112.7B in Q1 2022 and lowest at $46.0B in Q1 2018.
Over the whole period total assets rose 129.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $127.3B | $111.1B | $96.6B | 1.10% | 14.47% | 1.96% |
| Q2 2026 | $124.4B | $109.3B | $92.9B | 1.09% | 14.19% | 1.96% |
| Q1 2026 | $122.3B | $108.2B | $89.9B | 1.04% | 13.44% | 1.96% |
| Q4 2025 | $119.3B | $104.6B | $88.6B | 1.13% | 13.69% | 1.98% |
| Q3 2025 | $115.3B | $99.6B | $87.5B | 1.15% | 13.85% | 1.97% |
| Q2 2025 | $114.3B | $98.4B | $86.9B | 1.14% | 13.72% | 1.95% |
| Q1 2025 | $116.3B | $97.9B | $85.4B | 1.11% | 13.48% | 1.93% |
| Q4 2024 | $119.1B | $99.5B | $84.6B | 1.23% | 14.79% | 2.01% |
| Q3 2024 | $110.8B | $89.7B | $83.2B | 1.23% | 14.65% | 2.02% |
| Q2 2024 | $109.6B | $88.1B | $83.1B | 1.20% | 14.24% | 1.99% |
| Q1 2024 | $110.5B | $89.9B | $81.7B | 1.22% | 14.76% | 1.96% |
| Q4 2023 | $114.3B | $91.3B | $83.1B | 1.32% | 16.39% | 2.09% |
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $127.3B | $111.1B | $96.6B | 1.10% | 14.47% | 1.96% |
| 2026-06-30 | $124.4B | $109.3B | $92.9B | 1.09% | 14.19% | 1.96% |
| 2026-03-31 | $122.3B | $108.2B | $89.9B | 1.04% | 13.44% | 1.96% |
| 2025-12-31 | $119.3B | $104.6B | $88.6B | 1.13% | 13.69% | 1.98% |
| 2025-09-30 | $115.3B | $99.6B | $87.5B | 1.15% | 13.85% | 1.97% |
| 2025-06-30 | $114.3B | $98.4B | $86.9B | 1.14% | 13.72% | 1.95% |
| 2025-03-31 | $116.3B | $97.9B | $85.4B | 1.11% | 13.48% | 1.93% |
| 2024-12-31 | $119.1B | $99.5B | $84.6B | 1.23% | 14.79% | 2.01% |
| 2024-09-30 | $110.8B | $89.7B | $83.2B | 1.23% | 14.65% | 2.02% |
| 2024-06-30 | $109.6B | $88.1B | $83.1B | 1.20% | 14.24% | 1.99% |
| 2024-03-31 | $110.5B | $89.9B | $81.7B | 1.22% | 14.76% | 1.96% |
| 2023-12-31 | $114.3B | $91.3B | $83.1B | 1.32% | 16.39% | 2.09% |
| 2023-09-30 | $114.4B | $91.0B | $85.5B | 1.36% | 17.10% | 2.12% |
| 2023-06-30 | $114.4B | $94.1B | $86.4B | 1.41% | 17.94% | 2.19% |
| 2023-03-31 | $113.9B | $93.9B | $87.8B | 1.54% | 19.77% | 2.30% |
| 2022-12-31 | $121.0B | $103.8B | $89.2B | 1.22% | 16.74% | 2.04% |
| 2022-09-30 | $117.3B | $101.8B | $88.1B | 1.18% | 16.43% | 1.95% |
| 2022-06-30 | $121.0B | $109.5B | $86.7B | 1.07% | 15.23% | 1.79% |
| 2022-03-31 | $122.4B | $112.7B | $82.9B | 0.98% | 14.03% | 1.66% |
| 2021-12-31 | $121.1B | $111.6B | $79.3B | 1.06% | 13.77% | 1.76% |
| 2021-09-30 | $103.7B | $93.9B | $75.1B | 1.08% | 13.70% | 1.79% |
| 2021-06-30 | $95.0B | $86.2B | $70.8B | 1.05% | 12.96% | 1.77% |
| 2021-03-31 | $91.1B | $83.1B | $64.7B | 1.01% | 12.40% | 1.74% |
| 2020-12-31 | $87.3B | $79.3B | $59.4B | 1.20% | 12.99% | 1.98% |
| 2020-09-30 | $77.8B | $69.7B | $56.2B | 1.24% | 13.00% | 2.04% |
| 2020-06-30 | $75.6B | $67.0B | $50.8B | 1.19% | 12.23% | 2.09% |
| 2020-03-31 | $77.5B | $69.3B | $49.2B | 1.23% | 12.59% | 2.22% |
| 2019-12-31 | $63.8B | $56.4B | $49.4B | 1.71% | 15.50% | 2.74% |
| 2019-09-30 | $56.9B | $48.9B | $47.9B | 1.76% | 15.72% | 2.81% |
| 2019-06-30 | $56.1B | $48.5B | $47.0B | 1.75% | 16.12% | 2.82% |
| 2019-03-31 | $56.9B | $49.9B | $46.2B | 1.70% | 16.38% | 2.86% |
| 2018-12-31 | $59.4B | $52.2B | $46.8B | 1.82% | 17.36% | 2.95% |
| 2018-09-30 | $53.7B | $46.1B | $46.3B | 1.83% | 17.20% | 2.97% |
| 2018-06-30 | $54.1B | $47.5B | $45.2B | 1.84% | 17.59% | 2.93% |
| 2018-03-31 | $51.8B | $46.0B | $43.6B | 1.83% | 17.63% | 2.89% |
| 2017-12-31 | $53.5B | $48.0B | $43.7B | 1.28% | 13.11% | 2.60% |
| 2017-09-30 | $51.9B | $46.5B | $43.0B | 1.33% | 13.68% | 2.55% |
| 2017-06-30 | $52.8B | $47.0B | $42.7B | 1.30% | 13.55% | 2.49% |
| 2017-03-31 | $55.9B | $50.4B | $41.5B | 1.25% | 13.50% | 2.36% |
| 2016-12-31 | $56.9B | $51.7B | $41.7B | 1.17% | 12.60% | 2.21% |
| 2016-09-30 | $55.3B | $50.1B | $41.2B | 1.16% | 12.41% | 2.18% |
| 2016-06-30 | $54.7B | $49.1B | $44.2B | 1.17% | 12.40% | 2.16% |
| 2016-03-31 | $55.5B | $50.1B | $43.0B | 1.20% | 12.92% | 2.13% |
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Salt Lake City | UT | 1 | 1 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| UT | $98.4B | 9.20% | 5 | Continuing · +0.30 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce and branch productivity
2026-06-30
50b 250b asset cohort · n=33
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-06-30 | 645 | 1 | 192,928 | 169,499 | 109,326,784 |
| 2026-03-31 | 659 | 1 | 185,526 | 164,132 | 108,163,032 |
| 2025-12-31 | 639 | 1 | 186,726 | 163,747 | 104,634,334 |
| 2025-09-30 | 634 | 1 | 181,829 | 157,108 | 99,606,474 |
| 2025-06-30 | 645 | 1 | 177,201 | 152,622 | 98,441,268 |
| 2025-03-31 | 629 | 1 | 184,957 | 155,611 | 97,879,104 |
| 2024-12-31 | 617 | 1 | 193,051 | 161,305 | 99,525,338 |
| 2024-09-30 | 631 | 1 | 175,618 | 142,206 | 89,732,253 |
| 2024-06-30 | 620 | 1 | 176,813 | 142,143 | 88,128,454 |
| 2024-03-31 | 635 | 1 | 174,055 | 141,518 | 89,863,719 |
| 2023-12-31 | 699 | 1 | 163,568 | 130,556 | 91,258,702 |
| 2023-09-30 | 704 | 1 | 162,431 | 129,203 | 90,958,609 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
UBS AMERICAS INC.RSSD 2967509 · 2026-03-20 to current
UBS AMERICAS INC.RSSD 2967509 · 2007-06-30 to 2026-03-19
UBS AMERICAS INC.RSSD 2967509 · 2003-09-15 to 2007-06-29
Unresolved entityRSSD 3733608 · 2004-08-25 to 2020-11-23
Unresolved entityRSSD 3230956 · 2003-09-15 to 2016-12-23
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Nov 13, 2026, 9:56 PM UTC · SHA-256 ed672d3d5db4d4a7219e7b578e217752940125a23284d56e2da0f5ecb1d0d536 · source ↗