Regulatory profile
Salt Lake City, UT · FDIC certificate #57565 · RSSD 3212149
UBS BANK USA NATIONAL ASSN is an FDIC-insured institution based in Salt Lake City, UT (FDIC certificate #57565). In its Q3 2026 Call Report it reported total assets of $127.3B, total deposits of $111.1B and net loans of $96.6B. Its primary federal regulator is OCC. Its current parent is UBS AMERICAS INC..
Reported facts
UBS BANK USA NATIONAL ASSN (FDIC certificate #57565) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $127.3B |
|---|---|
| Total deposits | $111.1B |
| Net loans and leases | $96.6B |
| Return on assets | 1.10% |
| Return on equity | 14.47% |
| Net interest margin | 1.96% |
| Quarterly asset change | 2.28% |
| Quarterly deposit change | 1.65% |
Plain-language readout
UBS BANK USA NATIONAL ASSN in Salt Lake City, UT reported total assets of $127.3B, total deposits of $111.1B and net loans of $96.6B in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.10%, a return on equity of 14.47%, a net interest margin of 1.96%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets rose 10.4% over the past four quarters, from $115.3B in Q3 2025 to $127.3B in Q3 2026. Total deposits rose 11.6% over the past four quarters, from $99.6B in Q3 2025 to $111.1B in Q3 2026. Net loans rose 10.4% over the past four quarters, from $87.5B in Q3 2025 to $96.6B in Q3 2026.
Total assets rose 22.8% over the past five years, from $103.7B in Q3 2021 to $127.3B in Q3 2026. Total deposits rose 18.3% over the past five years, from $93.9B in Q3 2021 to $111.1B in Q3 2026. Net loans rose 28.7% over the past five years, from $75.1B in Q3 2021 to $96.6B in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $127.3B | $111.1B | $96.6B | 1.10% | 14.47% | 1.96% |
| Q2 2026 | $124.4B | $109.3B | $92.9B | 1.09% | 14.19% | 1.96% |
| Q1 2026 | $122.3B | $108.2B | $89.9B | 1.04% | 13.44% | 1.96% |
| Q4 2025 | $119.3B | $104.6B | $88.6B | 1.13% | 13.69% | 1.98% |
| Q3 2025 | $115.3B | $99.6B | $87.5B | 1.15% | 13.85% | 1.97% |
| Q2 2025 | $114.3B | $98.4B | $86.9B | 1.14% | 13.72% | 1.95% |
| Q1 2025 | $116.3B | $97.9B | $85.4B | 1.11% | 13.48% | 1.93% |
| Q4 2024 | $119.1B | $99.5B | $84.6B | 1.23% | 14.79% | 2.01% |
| Q3 2024 | $110.8B | $89.7B | $83.2B | 1.23% | 14.65% | 2.02% |
| Q2 2024 | $109.6B | $88.1B | $83.1B | 1.20% | 14.24% | 1.99% |
| Q1 2024 | $110.5B | $89.9B | $81.7B | 1.22% | 14.76% | 1.96% |
| Q4 2023 | $114.3B | $91.3B | $83.1B | 1.32% | 16.39% | 2.09% |
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