Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Salt Lake City, UT · FDIC certificate #57565 · RSSD 3212149
UBS BANK USA NATIONAL ASSN is an FDIC-insured institution based in Salt Lake City, UT (FDIC certificate #57565). In its Q3 2026 Call Report it reported total assets of $127.3B, total deposits of $111.1B and net loans of $96.6B. Its primary federal regulator is OCC. Its current parent is UBS AMERICAS INC..
Reported facts
Deterministic ratios for UBS BANK USA NATIONAL ASSN from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $111.1B |
|---|---|
| Net loans and leases | $96.6B |
Plain-language readout
UBS BANK USA NATIONAL ASSN in Salt Lake City, UT funds its loans with $111.1B of deposits and holds $96.6B of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UBS BANK USA NATIONAL ASSN in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Brokered deposits to domestic deposits: 0.287 against a peer median of 0.063, a 100.0th percentile position among 33 peers. Common equity tier 1 ratio: 0.267 against a peer median of 0.123, a 100.0th percentile position among 33 peers. Selected CRE loans to gross loans and leases: 0.017 against a peer median of 0.283, a 12.5th percentile position among 33 peers. Selected CRE loans to total capital: 0.156 against a peer median of 1.619, a 15.6th percentile position among 33 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 86.94% in Q3 2026, against 91.02% in Q4 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $96.6B | $111.1B | 86.94% |
| Q2 2026 | $92.9B | $109.3B | 85.01% |
| Q1 2026 | $89.9B | $108.2B | 83.09% |
| Q4 2025 | $88.6B | $104.6B | 84.65% |
| Q3 2025 | $87.5B | $99.6B | 87.83% |
| Q2 2025 | $86.9B | $98.4B | 88.29% |
| Q1 2025 | $85.4B | $97.9B | 87.24% |
| Q4 2024 | $84.6B | $99.5B | 85.05% |
| Q3 2024 | $83.2B | $89.7B | 92.72% |
| Q2 2024 | $83.1B | $88.1B | 94.30% |
| Q1 2024 | $81.7B | $89.9B | 90.92% |
| Q4 2023 | $83.1B | $91.3B | 91.02% |