Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

ITEMIZE LN MOD FIN DFCLTY CREDIT CAR

ITEMIZE LN MOD FIN DFCLTY CREDIT CAR, reported directly on FFIEC Call Report schedule RCN in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCN:RCONK276)

Source schedule: RCN

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported itemize ln mod fin dfclty credit car values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

ITEMIZE LN MOD FIN DFCLTY CREDIT CAR — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-310 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

ITEMIZE LN MOD FIN DFCLTY CREDIT CAR across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations0 median0–0 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3110400000

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3110400000

Institution drilldown

Highest reported values

  1. #1BARCLAYS BANK DELAWARE22,000
  2. #2FIRST NATIONAL BANK OF OMAHA6,587
  3. #3SOFI BANK NATIONAL ASSN1,120
  4. #4FIRST MERCHANTS BANK0
  5. #4DIME COMMUNITY BANK0
  6. #4SEACOAST NATIONAL BANK0
  7. #4FIRST COMMONWEALTH BANK0
  8. #4WASHINGTON TRUST BANK0
  9. #4OCEANFIRST BANK NA0
  10. #4BANK OZK0
  11. #4EASTERN BANK0
  12. #4COLUMBIA BANK0
  13. #4COLUMBIA BANK0
  14. #4COMMUNITY BANK NATIONAL ASSN0
  15. #4PROVIDENT BANK0
  16. #4DEUTSCHE BANK TR CO AMERICAS0
  17. #4FIRST BANK0
  18. #4ORIENTAL BANK0
  19. #4APPLE BANK0
  20. #4LENDINGCLUB BANK NA0
  21. #4ZIONS BCORP N A0
  22. #4FIRSTBANK0
  23. #4ARVEST BANK0
  24. #4ISRAEL DISCOUNT BANK OF NY0
  25. #4BOKF NATIONAL ASSN0
  26. #4TRUSTMARK BANK0
  27. #4BANNER BANK0
  28. #4AMARILLO NATIONAL BANK0
  29. #4UNITED BANK0
  30. #4FIRST NB OF PENNSYLVANIA0
  31. #4BUSEY BANK0
  32. #4FIRSTBANK0
  33. #4WILMINGTON SVG FUND SOCIETY0
  34. #4CENTENNIAL BANK0
  35. #4HANCOCK WHITNEY BANK0
  36. #4FIRST FINANCIAL BANK0
  37. #4FULTON BANK NATIONAL ASSN0
  38. #4FIRST HORIZON BANK0
  39. #4PARK NATIONAL BANK0
  40. #4BANC OF CALIFORNIA0
  41. #4FIRST UNITED BANK&TRUST CO0
  42. #4MIDFIRST BANK0
  43. #4COMMERCE BANK0
  44. #4ROCKLAND TRUST CO0
  45. #4PLAINSCAPITAL BANK0
  46. #4WESBANCO BANK INC0
  47. #4NEXBANK0
  48. #4WAFD BANK0
  49. #4FIRST INTERSTATE BANK0
  50. #4SIMMONS BANK0
  51. #4PROSPERITY BANK0
  52. #4ORIGIN BANK0
  53. #4BANK OF HOPE0
  54. #4FROST BANK0
  55. #4ATLANTIC UNION BANK0
  56. #4NBT BANK NATIONAL ASSN0
  57. #4RENASANT BANK0
  58. #4WEBSTER BANK NATIONAL ASSN0
  59. #4AMERIS BANK0
  60. #4BEACON BANK&TRUST0
  61. #4CENTIER BANK0
  62. #4CITY NB OF FLORIDA0
  63. #4CENTRAL TRUST BANK0
  64. #4FARMERS&MERCHANTS BK LONG BE0
  65. #4THIRD FS&LA OF CLEVELAND0
  66. #4ASSOCIATED BANK NA0
  67. #4BELL BANK0
  68. #4CITIZENS BUSINESS BANK NA0
  69. #4MECHANICS BANK0
  70. #4DOLLAR BANK FSB0
  71. #4MERCHANTS BANK OF INDIANA0
  72. #4NORTHWEST BANK0
  73. #4UNITED COMMUNITY BANK0
  74. #4ENTERPRISE BANK&TRUST0
  75. #4BANCFIRST0
  76. #4CIBC BANK USA0
  77. #4SOUTHSTATE BANK NA0
  78. #4TD BANK USA NATIONAL ASSN0
  79. #4CUSTOMERS BANK0
  80. #4TEXAS CAPITAL BANK0
  81. #4GLACIER BANK0
  82. #4EVERBANK NATIONAL ASSN0
  83. #4POPULAR BANK0
  84. #4TOWNEBANK0
  85. #4BMW BANK OF NORTH AMERICA0
  86. #4AXOS BANK0
  87. #4NICOLET NATIONAL BANK0
  88. #4STIFEL BANK0
  89. #4STIFEL BANK&TRUST0
  90. #4WESTERN ALLIANCE BANK0
  91. #4OPTUM BANK INC0
  92. #4COMENITY CAPITAL BANK0
  93. #4BEAL BANK USA0
  94. #4TOYOTA FINANCIAL SB0
  95. #4CONNECTONE BANK0
  96. #4SERVISFIRST BANK0
  97. #4SALLIE MAE BANK0
  98. #4AMERIPRISE BANK FSB0
  99. #4TRISTATE CAPITAL BANK0
  100. #4STELLAR BANK0
  101. #4FIRST FOUNDATION BANK0
  102. #4LIVE OAK BANKING CO0
  103. #4BANKUNITED NATIONAL ASSN0
  104. #4NBH BANK0

Institution drilldown

Lowest reported values

    Institution discovery

    Search verified rankings by quarter

    104 matched institutions · selected period 2026-03-31

    RankInstitutionFDICValuePercentile
    #1BARCLAYS BANK DELAWARE5720322,000P100
    #2FIRST NATIONAL BANK OF OMAHA54526,587P99
    #3SOFI BANK NATIONAL ASSN268811,120P98
    #4FIRST MERCHANTS BANK43650P97
    #4DIME COMMUNITY BANK69760P97
    #4SEACOAST NATIONAL BANK1310P97
    #4FIRST COMMONWEALTH BANK74680P97
    #4WASHINGTON TRUST BANK12810P97
    #4OCEANFIRST BANK NA283590P97
    #4BANK OZK1100P97
    #4EASTERN BANK327730P97
    #4COLUMBIA BANK172660P97
    #4COLUMBIA BANK288340P97
    #4COMMUNITY BANK NATIONAL ASSN69890P97
    #4PROVIDENT BANK120100P97
    #4DEUTSCHE BANK TR CO AMERICAS6230P97
    #4FIRST BANK150190P97
    #4ORIENTAL BANK314690P97
    #4APPLE BANK160680P97
    #4LENDINGCLUB BANK NA325510P97
    #4ZIONS BCORP N A22700P97
    #4FIRSTBANK187140P97
    #4ARVEST BANK87280P97
    #4ISRAEL DISCOUNT BANK OF NY199770P97
    #4BOKF NATIONAL ASSN42140P97
    #4TRUSTMARK BANK49880P97
    #4BANNER BANK284890P97
    #4AMARILLO NATIONAL BANK145310P97
    #4UNITED BANK228580P97
    #4FIRST NB OF PENNSYLVANIA78880P97
    #4BUSEY BANK164500P97
    #4FIRSTBANK86630P97
    #4WILMINGTON SVG FUND SOCIETY178380P97
    #4CENTENNIAL BANK112410P97
    #4HANCOCK WHITNEY BANK124410P97
    #4FIRST FINANCIAL BANK30660P97
    #4FULTON BANK NATIONAL ASSN75510P97
    #4FIRST HORIZON BANK49770P97
    #4PARK NATIONAL BANK66530P97
    #4BANC OF CALIFORNIA240450P97
    #4FIRST UNITED BANK&TRUST CO42390P97
    #4MIDFIRST BANK40630P97
    #4COMMERCE BANK249980P97
    #4ROCKLAND TRUST CO97120P97
    #4PLAINSCAPITAL BANK174910P97
    #4WESBANCO BANK INC8030P97
    #4NEXBANK292090P97
    #4WAFD BANK280880P97
    #4FIRST INTERSTATE BANK11050P97
    #4SIMMONS BANK38900P97

    Related metrics

    Other definitions from the same schedule or domain

    Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

    Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.