Earnings & efficiency · Versioned metric research
TOTAL INTEREST EXPENSE
TOTAL INTEREST EXPENSE, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗
Calculation contract
REPORTED(RI:RIAD4073)
Source schedule: RI
Null policy: abstain if missing
Effective: 2026-03-31 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 154 banks' reported total interest expense values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
TOTAL INTEREST EXPENSE — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2026-03-31 | 114,741 reported unit | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
TOTAL INTEREST EXPENSE across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 154 | 46,816.4 | 70,606.75 | 114,741 | 326,398.75 | 1,287,152 |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 154 | 46,816.4 | 70,606.75 | 114,741 | 326,398.75 | 1,287,152 |
Institution drilldown
Highest reported values
- #1JPMORGAN CHASE BANK NA16,448,000
- #2CITIBANK NATIONAL ASSN10,759,000
- #3BANK OF AMERICA NA9,576,000
- #4WELLS FARGO BANK NA6,374,000
- #5GOLDMAN SACHS BANK USA5,545,000
- #6CAPITAL ONE NATIONAL ASSN3,981,000
- #7BANK OF NEW YORK MELLON3,607,000
- #8U S BANK NATIONAL ASSN2,944,814
- #9MORGAN STANLEY BANK NA2,534,000
- #10PNC BANK NATIONAL ASSN2,157,987
Institution drilldown
Lowest reported values
- #145STELLAR BANK38,415
- #146FARMERS&MERCHANTS BK LONG BE34,421
- #147FIRST BANK34,047
- #148CITIZENS BUSINESS BANK NA31,029
- #149PARK NATIONAL BANK29,395
- #150WASHINGTON TRUST BANK26,425
- #151OPTUM BANK INC24,000
- #152AMERIPRISE BANK FSB9,770
- #153CHARLES SCHWAB TRUST BANK6,325
- #154CHARLES SCHWAB PREMIER BK SS2,000
Institution discovery
Search verified rankings by quarter
154 matched institutions · selected period 2026-03-31
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.