Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Earnings & efficiency · Versioned metric research

NET INTEREST INCOME

NET INTEREST INCOME, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RI:RIAD4074)

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported net interest income values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

NET INTEREST INCOME — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-31236,908 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

NET INTEREST INCOME across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations236,908 median133,283.25–634,513 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3115494,710.1133,283.25236,908634,5131,778,400

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3115494,710.1133,283.25236,908634,5131,778,400

Institution drilldown

Highest reported values

  1. #1JPMORGAN CHASE BANK NA25,316,000
  2. #2BANK OF AMERICA NA15,071,000
  3. #3WELLS FARGO BANK NA13,105,000
  4. #4CITIBANK NATIONAL ASSN12,854,000
  5. #5CAPITAL ONE NATIONAL ASSN12,238,000
  6. #6AMERICAN EXPRESS NB4,449,505
  7. #7U S BANK NATIONAL ASSN4,317,794
  8. #8PNC BANK NATIONAL ASSN3,920,540
  9. #9TRUIST BANK3,727,000
  10. #10SYNCHRONY BANK3,485,000

Institution drilldown

Lowest reported values

  1. #145STIFEL BANK78,513
  2. #146FARMERS&MERCHANTS BK LONG BE77,720
  3. #147THIRD FS&LA OF CLEVELAND75,838
  4. #148NEXBANK70,145
  5. #149BANK OF AMERICA CA NA68,000
  6. #150CHARLES SCHWAB TRUST BANK62,864
  7. #151COLUMBIA BANK60,685
  8. #152SAFRA NB OF NEW YORK58,703
  9. #153FIRST FOUNDATION BANK34,672
  10. #154TOYOTA FINANCIAL SB32,401

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1JPMORGAN CHASE BANK NA62825,316,000P100
#2BANK OF AMERICA NA351015,071,000P99
#3WELLS FARGO BANK NA351113,105,000P99
#4CITIBANK NATIONAL ASSN721312,854,000P98
#5CAPITAL ONE NATIONAL ASSN429712,238,000P97
#6AMERICAN EXPRESS NB274714,449,505P97
#7U S BANK NATIONAL ASSN65484,317,794P96
#8PNC BANK NATIONAL ASSN63843,920,540P95
#9TRUIST BANK98463,727,000P95
#10SYNCHRONY BANK273143,485,000P94
#11GOLDMAN SACHS BANK USA331242,587,000P93
#12TD BANK NATIONAL ASSN184092,518,923P93
#13FIFTH THIRD BANK NA66722,065,000P92
#14HUNTINGTON NATIONAL BANK65601,983,327P92
#15BMO BANK NATIONAL ASSN165711,830,361P91
#16MANUFACTURERS&TRADERS TR CO5881,815,000P90
#17ALLY BANK578031,693,000P90
#18FIRST-CITIZENS BANK&TRUST CO110631,649,000P89
#19CITIZENS BANK NATIONAL ASSN579571,602,542P88
#20BANK OF NEW YORK MELLON6391,379,000P88
#21KEYBANK NATIONAL ASSN175341,292,135P87
#22USAA FEDERAL SAVINGS BANK321881,280,000P86
#23BARCLAYS BANK DELAWARE572031,273,000P86
#24MORGAN STANLEY BANK NA329921,268,000P85
#25REGIONS BANK123681,262,000P84
#26CHARLES SCHWAB BANK SSB574501,255,000P84
#27MORGAN STANLEY PRIVATE BK NA342211,121,000P83
#28PINNACLE BANK35583945,808P82
#29STATE STREET BANK&TRUST CO14890,000P82
#30WESTERN ALLIANCE BANK57512769,173P81
#31CITY NATIONAL BANK17281754,871P80
#32SOFI BANK NATIONAL ASSN26881687,512P80
#33FIRST HORIZON BANK4977681,013P79
#34SANTANDER BANK N A29950673,645P78
#35EAST WEST BANK31628671,877P78
#36ZIONS BCORP N A2270665,040P77
#37HSBC BANK USA NATIONAL ASSN57890658,633P76
#38NORTHERN TRUST CO913656,260P76
#39WEBSTER BANK NATIONAL ASSN18221640,509P75
#40COMENITY CAPITAL BANK57570616,525P75
#41COLUMBIA BANK17266603,125P74
#42UBS BANK USA NATIONAL ASSN57565586,061P73
#43OLD NATIONAL BANK3832579,115P73
#44SOUTHSTATE BANK NA33555573,434P72
#45BANCO POPULAR DE PUERTO RICO34968566,000P71
#46UMB BANK NATIONAL ASSN8273543,233P71
#47FIRST NATIONAL BANK OF OMAHA5452510,528P70
#48TD BANK USA NATIONAL ASSN33947508,795P69
#49VALLEY NATIONAL BANK9396479,411P69
#50CIBC BANK USA33306470,534P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.