Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Earnings & efficiency · Versioned metric research

INTEREST EXPENSE, INTEREST ON DEPOSI

INTEREST EXPENSE, INTEREST ON DEPOSI, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RI:RIADHK03)

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported interest expense, interest on deposi values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

INTEREST EXPENSE, INTEREST ON DEPOSI — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3122,654.5 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

INTEREST EXPENSE, INTEREST ON DEPOSI across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations22,654.5 median12,029.5–60,250 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311543,96212,029.522,654.560,250144,730

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311543,96212,029.522,654.560,250144,730

Institution drilldown

Highest reported values

  1. #1BANK OF AMERICA NA1,207,000
  2. #2WELLS FARGO BANK NA1,152,000
  3. #3GOLDMAN SACHS BANK USA1,073,000
  4. #4CAPITAL ONE NATIONAL ASSN851,000
  5. #5JPMORGAN CHASE BANK NA622,000
  6. #6MORGAN STANLEY PRIVATE BK NA486,000
  7. #7MORGAN STANLEY BANK NA471,000
  8. #8CITIBANK NATIONAL ASSN395,000
  9. #9SYNCHRONY BANK371,000
  10. #10ALLY BANK344,000

Institution drilldown

Lowest reported values

  1. #145WASHINGTON TRUST BANK2,374
  2. #146TRISTATE CAPITAL BANK2,245
  3. #147FARMERS&MERCHANTS BK LONG BE1,674
  4. #148AMERIPRISE BANK FSB80
  5. #149STATE STREET BANK&TRUST CO0
  6. #149DEUTSCHE BANK TR CO AMERICAS0
  7. #149CHARLES SCHWAB PREMIER BK SS0
  8. #149TD BANK USA NATIONAL ASSN0
  9. #149STIFEL BANK&TRUST0
  10. #149CHARLES SCHWAB TRUST BANK0

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1BANK OF AMERICA NA35101,207,000P100
#2WELLS FARGO BANK NA35111,152,000P99
#3GOLDMAN SACHS BANK USA331241,073,000P99
#4CAPITAL ONE NATIONAL ASSN4297851,000P98
#5JPMORGAN CHASE BANK NA628622,000P97
#6MORGAN STANLEY PRIVATE BK NA34221486,000P97
#7MORGAN STANLEY BANK NA32992471,000P96
#8CITIBANK NATIONAL ASSN7213395,000P95
#9SYNCHRONY BANK27314371,000P95
#10ALLY BANK57803344,000P94
#11UBS BANK USA NATIONAL ASSN57565264,629P93
#12U S BANK NATIONAL ASSN6548255,738P93
#13TRUIST BANK9846198,000P92
#14PNC BANK NATIONAL ASSN6384175,519P92
#15FLAGSTAR BANK NATIONAL ASSN32541149,931P91
#16AMERICAN EXPRESS NB27471146,275P90
#17HUNTINGTON NATIONAL BANK6560141,125P90
#18BMO BANK NATIONAL ASSN16571124,880P89
#19CITIZENS BANK NATIONAL ASSN57957123,640P88
#20TD BANK NATIONAL ASSN18409120,927P88
#21BANK OZK110116,885P87
#22FIFTH THIRD BANK NA667294,000P86
#23REGIONS BANK1236883,000P86
#24SALLIE MAE BANK5817782,647P85
#25VALLEY NATIONAL BANK939682,223P84
#26BMW BANK OF NORTH AMERICA3514181,860P84
#27SANTANDER BANK N A2995079,954P83
#28MANUFACTURERS&TRADERS TR CO58875,000P82
#29FIRST-CITIZENS BANK&TRUST CO1106374,000P82
#30KEYBANK NATIONAL ASSN1753472,192P81
#31WESTERN ALLIANCE BANK5751271,222P80
#32BARCLAYS BANK DELAWARE5720371,000P80
#33PINNACLE BANK3558368,734P79
#34HSBC BANK USA NATIONAL ASSN5789066,595P78
#35TOYOTA FINANCIAL SB5754265,629P78
#36ASSOCIATED BANK NA529663,810P77
#37ZIONS BCORP N A227062,609P76
#38OLD NATIONAL BANK383262,038P76
#39EAST WEST BANK3162860,424P75
#40WAFD BANK2808859,728P75
#41EVERBANK NATIONAL ASSN3477559,027P74
#42THIRD FS&LA OF CLEVELAND3001253,302P73
#43WEBSTER BANK NATIONAL ASSN1822152,783P73
#44BANK OF NEW YORK MELLON63948,000P72
#45LIVE OAK BANKING CO5866547,133P71
#46SAFRA NB OF NEW YORK2687646,051P71
#47SOUTHSTATE BANK NA3355544,633P70
#48FIRST NB OF PENNSYLVANIA788844,248P69
#49CITY NATIONAL BANK1728143,761P69
#50FIRST HORIZON BANK497743,346P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.