How is the net interest margin ranking built?

Banks are ranked by net interest margin (Percent), highest value first, within the cohort defined by the page's filters (state, peer cohort, asset band, institution status, minimum filing history). Missing values are excluded, never converted to zero.

What population does this ranking cover?

4,313 institutions for 20260630, sourced from FDIC BankFind Financials API. Ties resolve by FDIC certificate for deterministic display.

Rankings

Ranked, not rated

Rankings are arithmetic views of comparable published fields—not regulatory ratings, causal findings, or investment recommendations.

Total assets Return on assets Net interest margin Equity to assets Liquid assets

MetricPeriodPeer cohortStateAssetsMinimum historyInstitution status

4,313 constituents

Net interest margin

Percent · highest first · missing values excluded

Net interest margin ranking for 20260630. Filters are encoded in this page URL.
Rank	Institution	Reported value	Percentile	Prior-period rank	Movement explanation
#1	TBO BANKFDIC #10597 · location unavailable	91.06%	100.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#2	SQUARE FINL SERVICES INCFDIC #59177 · UT	42.73%	100.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#3	CREDIT ONE BANK NAFDIC #25620 · NV	24.80%	100.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#4	COMENITY BANKFDIC #27499 · DE	21.93%	99.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#5	MERRICK BANKFDIC #34519 · UT	19.58%	99.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#6	COMENITY CAPITAL BANKFDIC #57570 · UT	19.26%	99.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#7	FIRST ELECTRONIC BANKFDIC #35533 · location unavailable	17.17%	99.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#8	CAPITAL COMMUNITY BANKFDIC #33823 · UT	16.84%	99.8th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#9	WEBBANKFDIC #34404 · UT	15.79%	99.8th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#10	FINWISE BANKFDIC #35323 · location unavailable	13.58%	99.8th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#11	SYNCHRONY BANKFDIC #27314 · UT	12.91%	99.8th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#12	BARCLAYS BANK DELAWAREFDIC #57203 · DE	11.43%	99.7th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#13	CITICORP TRUST DELAWARE NAFDIC #25677 · location unavailable	10.81%	99.7th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#14	WEX BANKFDIC #34697 · UT	10.58%	99.7th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#15	1ST FINANCIAL BANK USAFDIC #1673 · SD	9.28%	99.7th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#16	BEAL BANK USAFDIC #57833 · NV	8.99%	99.7th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#17	COLUMN NATIONAL ASSNFDIC #58224 · UT	8.63%	99.6th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#18	MEDALLION BANKFDIC #57449 · UT	8.58%	99.6th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#19	AMERICAN EXPRESS NBFDIC #27471 · UT	8.49%	99.6th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#20	CAPITAL ONE NATIONAL ASSNFDIC #4297 · VA	8.47%	99.6th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#21	SOUTHERN BANK COFDIC #29731 · location unavailable	8.39%	99.5th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#22	FIRST NATIONAL BANKFDIC #25894 · location unavailable	8.18%	99.5th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#23	FIRST SAVINGS BANKFDIC #32629 · SD	8.18%	99.5th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#24	PITNEY BOWES BANK INCFDIC #34599 · location unavailable	8.09%	99.5th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#25	WILMINGTON TRUST NAFDIC #34069 · location unavailable	8.03%	99.4th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#26	LEAD BANKFDIC #8283 · MO	7.93%	99.4th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#27	SCALE BANKFDIC #20268 · location unavailable	7.69%	99.4th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#28	IXONIA BANKFDIC #12514 · WI	7.60%	99.4th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#29	FIRST NATIONAL BANKFDIC #14712 · SD	7.53%	99.4th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#30	FIRST STATE BANKFDIC #11175 · location unavailable	7.46%	99.3th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#31	PATHWARD NATIONAL ASSNFDIC #30776 · SD	7.41%	99.3th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#32	VARO BANK NATIONAL ASSNFDIC #59190 · location unavailable	7.26%	99.3th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#33	GULF COAST BANK&TRUST COFDIC #32974 · LA	7.03%	99.3th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#34	COASTAL COMMUNITY BANKFDIC #34403 · WA	7.02%	99.2th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#35	TRUST BANKFDIC #13832 · location unavailable	7.01%	99.2th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#36	BRAZOS NATIONAL BANKFDIC #24038 · location unavailable	6.98%	99.2th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#37	BANK OF SOUTH TEXASFDIC #26727 · location unavailable	6.98%	99.2th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#38	BANK OF LAKE MILLSFDIC #8695 · location unavailable	6.96%	99.1th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#39	SOUND BANKING COFDIC #33183 · location unavailable	6.96%	99.1th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#40	BANK OF THE SOUTHWESTFDIC #2247 · location unavailable	6.92%	99.1th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#41	BRYANT STATE BANKFDIC #6064 · location unavailable	6.90%	99.1th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#42	UTAH INDEPENDENT BANKFDIC #22514 · location unavailable	6.88%	99.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#43	22ND STATE BANKING COFDIC #16910 · location unavailable	6.81%	99.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#44	AUSTIN CAPITAL BANK SSBFDIC #58082 · location unavailable	6.79%	99.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#45	COMMERCIAL NB OF BRADYFDIC #3110 · location unavailable	6.72%	99.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#46	COMMUNITY FIRST BANK OF INFDIC #57511 · location unavailable	6.71%	99.0th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#47	EAGLEMARK SAVINGS BANKFDIC #34313 · location unavailable	6.70%	98.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#48	FIRST CREDIT BANKFDIC #24332 · location unavailable	6.65%	98.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#49	FIRST NATIONAL BANK OF OMAHAFDIC #5452 · NE	6.63%	98.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule
#50	PEOPLES BANKFDIC #9366 · location unavailable	6.63%	98.9th 0th50th100th	Unavailable	Prior value unavailable under the current cohort rule

Cohort contract

Every rank has a denominator.

Population: 4,313 banks. State: all. Peer: all. Asset band: all. Status: active institutions only. Minimum history: 1 filing. Ties resolve by FDIC certificate for deterministic display; missing values are excluded, never converted to zero.

Citation-ready view

OptimaYield, Net interest margin, 20260630, 4313 institutions, sourced from FDIC BankFind Financials API. Retrieved 8/27/2026.