Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Earnings & efficiency · Versioned metric research

NET INCOME BEFORE EXTRAORDINARY ITEM

NET INCOME BEFORE EXTRAORDINARY ITEM, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RI:RIAD4300)

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported net income before extraordinary item values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

NET INCOME BEFORE EXTRAORDINARY ITEM — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3187,267 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

NET INCOME BEFORE EXTRAORDINARY ITEM across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations87,267 median48,774.75–232,509.25 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3115429,65648,774.7587,267232,509.25739,006.5

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3115429,65648,774.7587,267232,509.25739,006.5

Institution drilldown

Highest reported values

  1. #1JPMORGAN CHASE BANK NA13,975,000
  2. #2BANK OF AMERICA NA7,417,000
  3. #3WELLS FARGO BANK NA5,963,000
  4. #4CITIBANK NATIONAL ASSN5,053,000
  5. #5CAPITAL ONE NATIONAL ASSN2,323,000
  6. #6AMERICAN EXPRESS NB2,002,501
  7. #7U S BANK NATIONAL ASSN1,999,631
  8. #8GOLDMAN SACHS BANK USA1,959,000
  9. #9PNC BANK NATIONAL ASSN1,882,658
  10. #10TRUIST BANK1,573,000

Institution drilldown

Lowest reported values

  1. #145THIRD FS&LA OF CLEVELAND23,166
  2. #146FARMERS&MERCHANTS BK LONG BE21,882
  3. #147FLAGSTAR BANK NATIONAL ASSN20,863
  4. #148NICOLET NATIONAL BANK18,932
  5. #149DOLLAR BANK FSB18,804
  6. #150TOYOTA FINANCIAL SB18,108
  7. #151COLUMBIA BANK14,750
  8. #152APPLE BANK13,027
  9. #153TD BANK USA NATIONAL ASSN10,208
  10. #154FIRST FOUNDATION BANK-9,098

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1JPMORGAN CHASE BANK NA62813,975,000P100
#2BANK OF AMERICA NA35107,417,000P99
#3WELLS FARGO BANK NA35115,963,000P99
#4CITIBANK NATIONAL ASSN72135,053,000P98
#5CAPITAL ONE NATIONAL ASSN42972,323,000P97
#6AMERICAN EXPRESS NB274712,002,501P97
#7U S BANK NATIONAL ASSN65481,999,631P96
#8GOLDMAN SACHS BANK USA331241,959,000P95
#9PNC BANK NATIONAL ASSN63841,882,658P95
#10TRUIST BANK98461,573,000P94
#11BANK OF NEW YORK MELLON6391,373,000P93
#12MORGAN STANLEY BANK NA329921,326,000P93
#13CHARLES SCHWAB BANK SSB57450803,000P92
#14STATE STREET BANK&TRUST CO14760,000P92
#15SYNCHRONY BANK27314743,000P91
#16MORGAN STANLEY PRIVATE BK NA34221741,000P90
#17BMO BANK NATIONAL ASSN16571734,355P90
#18MANUFACTURERS&TRADERS TR CO588679,000P89
#19HUNTINGTON NATIONAL BANK6560638,590P88
#20TD BANK NATIONAL ASSN18409628,388P88
#21KEYBANK NATIONAL ASSN17534581,307P87
#22REGIONS BANK12368573,000P86
#23FIRST-CITIZENS BANK&TRUST CO11063559,000P86
#24CITIZENS BANK NATIONAL ASSN57957533,380P85
#25ALLY BANK57803513,000P84
#26NORTHERN TRUST CO913509,664P84
#27FIFTH THIRD BANK NA6672395,000P83
#28HSBC BANK USA NATIONAL ASSN57890369,496P82
#29EAST WEST BANK31628360,281P82
#30SALLIE MAE BANK58177319,156P81
#31UBS BANK USA NATIONAL ASSN57565315,418P80
#32FIRST HORIZON BANK4977292,694P80
#33SANTANDER BANK N A29950262,968P79
#34WEBSTER BANK NATIONAL ASSN18221261,896P78
#35UMB BANK NATIONAL ASSN8273250,608P78
#36SOFI BANK NATIONAL ASSN26881244,608P77
#37OLD NATIONAL BANK3832244,045P76
#38SOUTHSTATE BANK NA33555238,343P76
#39ZIONS BCORP N A2270232,932P75
#40PINNACLE BANK35583231,241P75
#41USAA FEDERAL SAVINGS BANK32188224,000P74
#42COLUMBIA BANK17266198,193P73
#43BANCO POPULAR DE PUERTO RICO34968198,000P73
#44CIBC BANK USA33306196,546P72
#45AMERIPRISE BANK FSB58303194,362P71
#46CITY NATIONAL BANK17281183,570P71
#47WESTERN ALLIANCE BANK57512182,001P70
#48RAYMOND JAMES BANK33893176,069P69
#49FROST BANK5510174,000P69
#50VALLEY NATIONAL BANK9396169,844P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.