How is INT EXPENSE INCURRED calculated?

REPORTED(RI:RIAD4513). Null policy: abstain if missing.

What source schedule does INT EXPENSE INCURRED come from?

RI, per official FFIEC Call Report instructions.

How many banks reported INT EXPENSE INCURRED for 2026-03-31?

154 banks reported a verified value for 2026-03-31. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Earnings & efficiency · Versioned metric research

INT EXPENSE INCURRED

INT EXPENSE INCURRED, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

`REPORTED(RI:RIAD4513)`

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported int expense incurred values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

INT EXPENSE INCURRED — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2026-03-31	69 reported unit	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

INT EXPENSE INCURRED across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations69 median0–1,000 interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-03-31	154	0	0	69	1,000	4,775.5

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-03-31	154	0	0	69	1,000	4,775.5

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	JPMORGAN CHASE BANK NA	628	151,000	P100
#2	CITIBANK NATIONAL ASSN	7213	80,000	P99
#3	WELLS FARGO BANK NA	3511	43,000	P99
#4	BANK OF AMERICA NA	3510	28,000	P98
#5	TD BANK NATIONAL ASSN	18409	25,846	P97
#6	U S BANK NATIONAL ASSN	6548	17,881	P97
#7	FROST BANK	5510	10,647	P96
#8	PINNACLE BANK	35583	9,135	P95
#9	BANC OF CALIFORNIA	24045	8,708	P95
#10	ZIONS BCORP N A	2270	8,500	P94
#11	COLUMBIA BANK	17266	8,005	P93
#12	TRUIST BANK	9846	8,000	P93
#13	SANTANDER BANK N A	29950	6,556	P92
#14	GLACIER BANK	30788	6,122	P92
#15	FIFTH THIRD BANK NA	6672	5,000	P91
#16	FARMERS&MERCHANTS BK LONG BE	1225	4,984	P90
#17	OLD NATIONAL BANK	3832	4,289	P90
#18	BMO BANK NATIONAL ASSN	16571	3,973	P89
#19	MERCHANTS BANK OF INDIANA	8056	3,436	P88
#20	SOUTHSTATE BANK NA	33555	3,113	P88
#21	KEYBANK NATIONAL ASSN	17534	2,240	P87
#22	FIRSTBANK	18714	1,766	P86
#23	NORTHERN TRUST CO	913	1,578	P86
#24	TRUSTMARK BANK	4988	1,572	P85
#25	BANK OF HAWAII	18053	1,503	P84
#26	NBH BANK	59052	1,429	P84
#27	RENASANT BANK	12437	1,411	P83
#28	FIRST INTERSTATE BANK	1105	1,366	P82
#29	FIRST NB OF PENNSYLVANIA	7888	1,328	P82
#30	UMB BANK NATIONAL ASSN	8273	1,283	P81
#31	AXOS BANK	35546	1,242	P80
#32	HUNTINGTON NATIONAL BANK	6560	1,231	P80
#33	ATLANTIC UNION BANK	34589	1,180	P79
#34	FIRST BANK	15019	1,151	P78
#35	FIRST MERCHANTS BANK	4365	1,133	P78
#36	CITY NATIONAL BANK	17281	1,032	P77
#37	WESBANCO BANK INC	803	1,022	P76
#38	CAPITAL ONE NATIONAL ASSN	4297	1,000	P76
#38	MANUFACTURERS&TRADERS TR CO	588	1,000	P76
#38	CHARLES SCHWAB BANK SSB	57450	1,000	P76
#41	FULTON BANK NATIONAL ASSN	7551	855	P74
#42	NORTHWEST BANK	28178	832	P73
#43	COMMUNITY BANK NATIONAL ASSN	6989	821	P73
#44	BANNER BANK	28489	760	P72
#45	CITIZENS BANK NATIONAL ASSN	57957	708	P71
#46	CUSTOMERS BANK	34444	648	P71
#47	PROSPERITY BANK	16835	598	P70
#48	CONNECTONE BANK	57919	531	P69
#49	VALLEY NATIONAL BANK	9396	527	P69
#50	MECHANICS BANK	1768	518	P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.