Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Earnings & efficiency · Versioned metric research

INTEREST EXPENSE, INTEREST ON DEPOSI

INTEREST EXPENSE, INTEREST ON DEPOSI, reported directly on FFIEC Call Report schedule RI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RI:RIADHK04)

Source schedule: RI

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported interest expense, interest on deposi values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

INTEREST EXPENSE, INTEREST ON DEPOSI — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-319,093 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

INTEREST EXPENSE, INTEREST ON DEPOSI across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations9,093 median4,573.5–20,159.25 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311541,780.84,573.59,09320,159.2555,360.4

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311541,780.84,573.59,09320,159.2555,360.4

Institution drilldown

Highest reported values

  1. #1JPMORGAN CHASE BANK NA1,984,000
  2. #2CITIBANK NATIONAL ASSN510,000
  3. #3BANK OF AMERICA NA466,000
  4. #4WELLS FARGO BANK NA401,000
  5. #5GOLDMAN SACHS BANK USA361,000
  6. #6CAPITAL ONE NATIONAL ASSN161,000
  7. #7EAST WEST BANK129,530
  8. #8HSBC BANK USA NATIONAL ASSN116,769
  9. #9U S BANK NATIONAL ASSN103,124
  10. #10TRUIST BANK99,000

Institution drilldown

Lowest reported values

  1. #145AMERIPRISE BANK FSB22
  2. #146CHARLES SCHWAB PREMIER BK SS0
  3. #146TD BANK USA NATIONAL ASSN0
  4. #146BMW BANK OF NORTH AMERICA0
  5. #146STIFEL BANK0
  6. #146STIFEL BANK&TRUST0
  7. #146CHARLES SCHWAB BANK SSB0
  8. #146OPTUM BANK INC0
  9. #146UBS BANK USA NATIONAL ASSN0
  10. #146CHARLES SCHWAB TRUST BANK0

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1JPMORGAN CHASE BANK NA6281,984,000P100
#2CITIBANK NATIONAL ASSN7213510,000P99
#3BANK OF AMERICA NA3510466,000P99
#4WELLS FARGO BANK NA3511401,000P98
#5GOLDMAN SACHS BANK USA33124361,000P97
#6CAPITAL ONE NATIONAL ASSN4297161,000P97
#7EAST WEST BANK31628129,530P96
#8HSBC BANK USA NATIONAL ASSN57890116,769P95
#9U S BANK NATIONAL ASSN6548103,124P95
#10TRUIST BANK984699,000P94
#11SYNCHRONY BANK2731491,000P93
#12PNC BANK NATIONAL ASSN638478,345P93
#13BNY MELLON NATIONAL ASSN794667,000P92
#14BMO BANK NATIONAL ASSN1657166,745P92
#15TD BANK NATIONAL ASSN1840966,080P91
#16HUNTINGTON NATIONAL BANK656056,129P90
#17FLAGSTAR BANK NATIONAL ASSN3254153,567P90
#18CITIZENS BANK NATIONAL ASSN5795753,382P89
#19BANK OZK11053,146P88
#20PINNACLE BANK3558350,336P88
#21CATHAY BANK1850349,990P87
#22ALLY BANK5780349,000P86
#23NORTHERN TRUST CO91347,725P86
#24FROST BANK551033,048P85
#25SANTANDER BANK N A2995030,263P84
#26BANK OF HOPE2661030,152P84
#27CITY NATIONAL BANK1728126,541P83
#28VALLEY NATIONAL BANK939624,455P82
#29FIRST-CITIZENS BANK&TRUST CO1106324,000P82
#30STATE STREET BANK&TRUST CO1423,000P81
#31KEYBANK NATIONAL ASSN1753422,441P80
#32OLD NATIONAL BANK383222,031P80
#33MANUFACTURERS&TRADERS TR CO58822,000P79
#34WAFD BANK2808821,536P78
#35PROSPERITY BANK1683521,410P78
#36ZIONS BCORP N A227021,286P77
#37WESTERN ALLIANCE BANK5751221,258P76
#38REGIONS BANK1236821,000P76
#39AMERICAN EXPRESS NB2747120,186P75
#40EVERBANK NATIONAL ASSN3477520,079P75
#41FIFTH THIRD BANK NA667220,000P74
#42SOUTHSTATE BANK NA3355519,794P73
#43CIBC BANK USA3330618,516P73
#44BANCO POPULAR DE PUERTO RICO3496818,000P72
#45POPULAR BANK3496717,417P71
#46UNITED BANK2285815,642P71
#47ATLANTIC UNION BANK3458915,009P70
#48FIRSTBANK PUERTO RICO3038714,600P69
#49FIRST NB OF PENNSYLVANIA788814,442P69
#50APPLE BANK1606813,981P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.